I am happy to have this chance to speak up about my life.

First, I was born in a rural set up and grew in a family of four siblings. I am the only boy and the first born of my parents. I was taken to school and pursued my education up to the level of acquiring skills. I am a professional Mechanic and loving my job. As a child I used to go to school as well as helping my parents with domestic work. My parents practiced mixed farming and I helped them taking livestock to the nearby river and collecting firewood. The cash crops were coffee and tea which contributed very well to the success of my education and that of my other three sisters. When i went for internship performed so well that i secured a job vacancy in the same the company. I worked with a vision that one day I will open my own Garage since I was very experienced in everything about vehicles. All the money i was getting I used to buy key mechanical tools that can enable me open my own business. Within a period of four years secured a location and i started calling all my former customers to follow me for my services. This is how I came to start my own job and i am doing great. What is unique about the place i stay is that community like mentors to guide them on what one opt to do to succeed in life.

My children would want to be educated and acquire skills to help them propel in life. My unique hobby is talking to the people in the society to embrace one another and discover their potential in life.

Thank.

I offer services of motor repair and assorted motor spare parts products.

These products and services are always on demand as the automobiles are bound to regular break down, normal wearing and tearing that requires maintenance and service like changing oil, oil filter, Air cleaner among many other services.

I choose this business because I like it; it pays for my bills besides being a professional business. My typical cost are cost of electricity for welding, cost of buying stock of my spare parts and service equipment, ground Rent and my assistant. My profit varies considerably based on the the number of customers i can handle but on average, I take home a least USD50.00.

My profit usually goes to meet these expenses by reinvesting and off setting my personal expenses. I occasionally help my parents to meet cost of living.

Once I get my next loan, I would like to increase my investment on products that will continue to give me daily profit and are commonly needed.

I will buy the frequently asked items for car services and repairs.

I will buy Engine oils for diesel and Petrol at a cost of USD55.00.Air and Oil cleaners or filters at USD68.00.

Car Brake discs or Pads at USD46.00, on the list will be Ignition system or spark at UDS40.00 and springs or dumper at USD35.00.

Most important will be Ball joint or axial joints at USD30.00.

I will buy some equipment for Tyre repair, treading and wheel balancing/alignment; I will buy wheel spanner, Tyre pressure check, a protective clothe and cloves all at USD23.00

These will keep my business moving while offering repair services to my esteemed clients.

On the profit side, it will automatically increase my earnings from the current to USD 70.00 to USD100.00 according to my new plan.

My happiness is that I will not have financial constrains doing my business or sourcing money from other places to service customers vehicle.

My Customers will be more satisfied and happy because I won’t need to tell them to buy oils and air cleaners in order to start their work and that they will be paying the total cost of service and products that I will use.

In my nearby future, I will managed to achieve a lot from the profit I will getting. I will continue to pay my bills without straining and repay your loan without defaulting or delaying.

Also I will be able to feed my family and meet their needs. I will be happy dad and feel good to see my loved family supporting me socially. I will continue to sponsor my younger sister in her education and my Mum will continue to be a blessing to me and my life for helping them.

Thank you my lenders.