My name is Walter Tinder,i live in Nairobi west area,kogo apartment opposite deep-west hotel,i have a degree in Actuarial science,am now doing a my actuarial professional exams.I also hold a few computer application certificates plus statistical packages(spss and stata).I am a God fearing,hardworking and trustworthy citizen,i have no criminal record plus i am a innovative youth.I have been involve in the 2011/12,2012/13 and 2013/14 Kenya Financial Budget.I am born in a family of business ,my mum and a dad are involved in business.my dad is a real estate and a farmer but a telecom consultant in career,my mum runs and operate a dairy and grocery shop.I stared business after work at the retirement benefits authority contract expired,i have worked for 3 years my main line of business is real estate and agribusiness firm,in real estate i run an agency firm that finds,rent and lease real state property in Nairobi and Kenya at large,in Agriculture i buy and distribute farm output like tomatoes,onions,maize,wheat and other farm products.I also rear goats in Eldama ravine which i sell during festive seasons.My business earnings has allowed me to study,pay for my upkeep and other personal belongings,it has also allowed me to donate books and study materials to a school in Baringo county.I have also been able to travel to many parts of the country due to my business earnings,this has opened my mind,share ideas,network and seek knowledge from different people.I am a leader by nature,i have leadership virtues,management skills,discipline,honesty,integrity.I also have business knowledge and experience,i am a good decision maker,business principles and ideology is also part of me.I am hoping that Zidisha will be an opportunity for my business,by helping me access to funds this will make me achieve my goals thus helping the rest of my community since i will always engage in charity.business.

My business,Tincom Agencies,is a real estate agency company,www.homeskenyaandea.kbo.co.ke,(website)It is based in Nairobi.Our income comes in two ways from the Home owners and tenants,Our clients(tenants)pay us after getting the business premises,houses for rent,and houses or property to buy.Home owners pay us commission when we get them tenants and houses buyers,we mainly advertise our business on-line(social media and website)offline(newspaper classifieds and magazines),our business is profitable since the demand for property in Kenya is high,customers prefer our business because of quality service and customer care and satisfaction plus fast services.Our other business is we supply and deliver farm products.We mainly deal with consumables like tomatoes,potatoes,onions and fruits,also maize and wheat.This business is normally seasonal based on the seasons of reap.Also we keep goats which we normally sell them to the local communities during festive seasons.Our main risk is liquidity risk ,we are seeking the loan to help us establish an office and expand our capital base so that we are able to support different operational activities.

The next planting season is soon,and am looking forward to it.I have already done land preparation,bought fertilizers i am seeking funds for buying the best quality maize and beans seedlings from Kenya seeds Company.

After doing research and consulting agronomist,i came to learn that Kenya seed company has introduced a breed called H520,it is a seed that is recommended for Medium altitude areas,the seed has the following special attributes

1.Tolerant to leaf rust and Grey Leaf spot

2.Tolerant to lodging

3.Excellent husk cover

4.Tolerant to ear rot, rust, Grey Leaf spot ,stem and leaf blight

I expect high yields thus better profits and food security for the country, also this will give an opportunity to educate people back in the village about modern seeds and also modern agricultural technics.

Am looking forward for a positive reply from you.

Thanks and God bless you.