I am Michael Sarpong. I am 23 years old. I am the first born of my parents with two siblings. I completed senior high school with a very good grade but could not join university because of finances. So I worked in the informal sector selling mobile phones for one year, until I was able to save funds to pay for my tertiary education. I am now a final year Bsc. Dietetics student in the University Of Ghana. I started my Hawaiian shirts business in the year 2012 during my first year vacation. This was to help finance my education and to prevent idleness as I stay home. Even after school resumed I didn't quit because it turned out successfully. I love to play football and dance to music. I also like searching for information online. My dream is to own a boutique, have a dietetics consulting firm and engage in a large scale agribusiness(rearing and selling of cattle)

I started my business in the year 2012 during my first year vacation. This was to help me finance my education and to prevent idleness as I stay home. The business turned out successfully and even after school resumed i didn't quit because it turned out successfully. I used to sell the Hawaiian shirts in school by visiting the hostels. I also send the Hawaiian shirts to offices for sale. I just started a wholesale boutique where retailers come in for the Hawaiian shirts for sale.I do advertise the Hawaiian shirts on whatsapp and instagram where clients give me their sizes, with description of color of the shirts they want and i deliver them to their offices in a good package style. My shirts are affordable and very attractive. My shirts suit every occasion too, therefore the demand is higher than what I have in stock. Thus, I will use the loan to invest in the business to increase my production. Every week I make an average sales of 500 Ghana Cedis which is equivalent to 157.11 US Dollars. I am sure that i will make turn around business especially now that i have started wholesale business.

My school fees is 985 cedis which is approximately($295) I paid 70% of the fees which is 689.5 cedis ($206.85) during the first semester. So I have 295.5 cedis ($88.65)more to pay to continue the second semester. I reside in a hostel in which we pay 300 cedis ($90) per semester. In total I need 595.5 cedis ($178.65) to pay my school fees and my hostel fees. Thus I'll use 595.5 cedis ($178.65)of the 732 cedis ($219.6) for my school and hostel fees and use 90 cedis ($27) of the remaining 132 cedis ($39.6) to purchase 6 new shirts into my boutique. The remaining 42 cedis ($12.6) would be used for transportation and pocket money. I buy a shirt for 15 cedis ($4.5) and sell it for 30cedis ($9). Therefore I make a profit of 15cedis ($4.5) after selling a shirt. I pay my employee 30% according to the total number of shirts he sell a week. He's able to sell approximately 30 shirts every week.