am a firsborn in a family of three, an O-level holder and a barber.

Being a barber is a talent that am proud of and during my school days i could shave my fellow students to raise my pocket money and still have little to spare.

With this little savings i was able to set up a barber shop after school.

My hobbies entail reading novels, listening to music and watching football.

My business entails shaving people at a fee.

Most people believe that having short hair or no hair is a keen to being smart.

My job is to help them achieve this

My typical costs include;

rent- $80

electricity bill-$20

county licence-$30

My revenue usually averages $270

I usually use the profits for my upkeep and purchase of new equipments.

With this loan i shall purchase another new hair shaving machine worth$90 and phone chargers worth $90

This will improve my business' efficiency and also ensure reliability.

This will enable the business to be able to serve more clients.

In addition, i will expand my revenue base by charging phones at a fee.

I project an increase in profits by at least 15%.