My name is Clementina Doe Agbenorto. I originated from a very poor typical village of Mepe in the Volta Region of Ghana. I belong to a family of eight (8) where our livelihood was on peasant farming and charcoal burning or combustion. Things were so bad that, none of my siblings went to school. But at the age of ten (10), despite the fact that my parents were/are poor, I took the bold step to look after myself in school. I knew from day one that it was not going to be easy but with determination and perseverance success is inevitable, I told myself.

To begin with, when school was on vacation, I went and discussed my idea with one woman who was selling sachet water. I pleaded with her to be her sales girl so I could get some money to support myself educationally. She agreed and so contract was signed. This woman liked me so much because, her sales had increased and this resulted in revenue appreciation.

Consequently, before school reopened this woman promised to pay half of my school fee. I was extremely happy and it had motivated me to go the extra mile, making more sales for her. She bought the admission form for me and bought some educational materials for me.

My first day in school was as if I was in heaven. But somewhere along the line, market declined because there were a lot of competitors so my boss, the woman, asked me to look for something more profitable to do. At this stage, I started burning charcoal for sale, fetching water for people at a fee and washing people's clothes all in the name of earning a living and to support my education. This continued till I completed Junior High School(JHS). Hmmmmm..... narrating this bitter experience hurts me a lot; my eyes are already filled with tears.

Summarily, the above is the most expensive story about my life.

Thanks.

After JHS, I located another woman who was selling fried fish. I negotiated with her to be buying the fried fish on credit so that after sales, I would settle her. Like the first woman, she also agreed. In fact, this business was/is viable! I made a lot of sales and looked after myself at Mepe St. Kizito Senior High School where I studied Business (Secretaryship and management). This has become my business and livelihood. I supported my parents and other siblings financially when they needed it.

When I completed Senior High School, a certain man came into my life to marry me and look after me at the University. Everything turned to be a mirage as he later neglected me after I became pregnant for him. So I had to go back into my fried fish business to be able to take care of my pregnancy and other necessities. Eventually, I became a single mother but very passionate with my business.

Unfortunately, all the spaces in the market are occupied so I had to be selling openly under the scorching sun with my son. But childhood friend, Adoma Joana, came to town and saw and then educated me on Zidisha.

Frankly speaking, I was surprised that something like this exists and it is unfortunately not common to all. She said with the help of Zidisha, I could put up a kiosk for my business so that the sun will not scorch me directly again. Ihope Zidisha would support me to revamp my business so as to create some form of employment for the youth.

Hello Lenders,

I am very much delighted to articulate my heartfelt gratitude to you all for your continual support and or contributions to my business and my life. Thank you all for having supported my business and family with loans. May the good Lord bless you all.

I however humbly write to apply for a loan GHS1,769.00 to enable me rent a single room self-contained apartment for my son and I. I would wished to you this money to either expand my business or acquire a plot of land but my rent expired and my current landlord said one of his sons abroad is returning and he wanted him to come and occupy that room so I should relocate.

Unfortunately, I don't have enough money to pay for the new place I have gotten so I wish to fall on my dearest and most cherished life-changing benevolent individuals through Zidisha to assist me with the aforementioned loan so I do not end up being a destitute with my son.

Please, help a well trusted, disciplined and God fearing individual and an on-time repayment borrower and a single mother like me to rent a room to shelter my son and I.

I am counting on your usual humane cooperation.

Thank you all.