I WAS BORN IN BEREKUM AND I HAD I COMPLETE BESS JSS IN BEREKUM AND HAD MY HIGH SCHOOL EDUCATION AT SUNYANI SENIOR HIGH SCHOOL WHERE I DID BUSINESS FROM 2006 TO 2009. I ALSO HAD MY TERTIARY EDUCATION AT SUNYANI POLYTECHNIC WHERE I GOT HIGHER NATIONAL DIPLOMA IN ACCOUNTANCY FROM 2011 TO 2014. MY PARENTS WERE NOT ABLE TO CATER FOR MY NEEDS BECAUSE THEY WERE NOT HAVING ANY BETTER BUSINESS DOING. MY UNCLE GAVE ME HIS STORE ROOM AND SOME LITTLE AMOUNT OF MONEY TO START ANY BUSINESS OF MY CHOICE THIS HELPED ME TO GET INTO THE CLOTHING BUSINESS. I AM SINGLE NOW NOT MARRIED WITH NO CHILD. I WENT TO A WATERFALLS AT MY AREA WITH MY SCHOOL MATES,
I SELL CLOTHING WHICH INCLUDES MATERIALS, KENTE, FABRICS BOTH FOR MEN AND WOMEN AND CHILDREN AS WELL. PEOPLE ARE ABLE TO GET ANY KIND OF MATERIALS AT ANYTIME AT THE SEASON WHETHER AT RAINY SEASON OR HOT SEASONS. I ENTERED INTO THIS KIND OF BUSINESS BECAUSE IT IS THE TYPE WHICH ATTRACTS MANY CUSTOMERS BOTH HIGH INCOME EARNERS AND LOW INCOME EARNERS. I INITIALLY STARTED WITH 800 GHANA CEDIS WHICH WASN'T ENOUGH BUT I HAVE BEEN ABLE TO EXPAND MY BUSINESS UPTO NOW THROUGH THE FIRST AND SECOND LOAN I GOT FROM ZIDISHA. I HAVE BEING USING THE PROFITS WHICH I HAVE BEING ACQUIRING FROM THE BUSINESS FOR REINVESTMENT INTO THIS SAME BUSINESS THROUGH ADVERTISING AND BRINGING IN NEW STOCK BUT I HAVE ANOTHER INTENTION TO GO INTO DIFFERENT VENTURES WHEN I GET ANOTHER HUGE AMOUNT OF CAPITAL TO DO SO.
I am hoping that i will receive my fourth loan from Zidisha. Zidisha and my lenders have really helped me a lot to expand my business. When i get my fourth loan from Zidisha, i will use the money to bring in new inventory like: materials, kente, jewelries to help me serve the variety of needs of my customers and this will help me to also attract new customers. This loan will also help me to increase my profit margin by 55%.
Loan to support my clothing sales
I WAS BORN IN BEREKUM AND I HAD I COMPLETE BESS JSS IN BEREKUM AND HAD MY HIGH SCHOOL EDUCATION AT SUNYANI SENIOR HIGH SCHOOL WHERE I DID BUSINESS FROM 2006 TO 2009. I ALSO HAD MY TERTIARY EDUCATION AT SUNYANI POLYTECHNIC WHERE I GOT HIGHER NATIONAL DIPLOMA IN ACCOUNTANCY FROM 2011 TO 2014. MY PARENTS WERE NOT ABLE TO CATER FOR MY NEEDS BECAUSE THEY WERE NOT HAVING ANY BETTER BUSINESS DOING. MY UNCLE GAVE ME HIS STORE ROOM AND SOME LITTLE AMOUNT OF MONEY TO START ANY BUSINESS OF MY CHOICE THIS HELPED ME TO GET INTO THE CLOTHING BUSINESS. I AM SINGLE NOW NOT MARRIED WITH NO CHILD. I WENT TO A WATERFALLS AT MY AREA WITH MY SCHOOL MATES,
I SELL CLOTHING WHICH INCLUDES MATERIALS, KENTE, FABRICS BOTH FOR MEN AND WOMEN AND CHILDREN AS WELL. PEOPLE ARE ABLE TO GET ANY KIND OF MATERIALS AT ANYTIME AT THE SEASON WHETHER AT RAINY SEASON OR HOT SEASONS. I ENTERED INTO THIS KIND OF BUSINESS BECAUSE IT IS THE TYPE WHICH ATTRACTS MANY CUSTOMERS BOTH HIGH INCOME EARNERS AND LOW INCOME EARNERS. I INITIALLY STARTED WITH 800 GHANA CEDIS WHICH WASN'T ENOUGH BUT I HAVE BEEN ABLE TO EXPAND MY BUSINESS UPTO NOW THROUGH THE FIRST AND SECOND LOAN I GOT FROM ZIDISHA. I HAVE BEING USING THE PROFITS WHICH I HAVE BEING ACQUIRING FROM THE BUSINESS FOR REINVESTMENT INTO THIS SAME BUSINESS THROUGH ADVERTISING AND BRINGING IN NEW STOCK BUT I HAVE ANOTHER INTENTION TO GO INTO DIFFERENT VENTURES WHEN I GET ANOTHER HUGE AMOUNT OF CAPITAL TO DO SO.
I am hoping that i will receive my fourth loan from Zidisha. Zidisha and my lenders have really helped me a lot to expand my business. When i get my fourth loan from Zidisha, i will use the money to bring in new inventory like: materials, kente, jewelries to help me serve the variety of needs of my customers and this will help me to also attract new customers. This loan will also help me to increase my profit margin by 55%.