I am Patrick Chiro charo, a young man aged 25 living in Mtwapa coast Kenya and a christian by faith who also respects other people's religions.

I went to vipingo primary school and later joined shariani high school . After some few challenges i had to drop from the university, started a charcoal business, moved to computer service business and got money to go back to school to complete my course. As a young man, who was raised by a single parent who was not financially stable, it was a difficult time rising by by own.

However, have benefited from Zidisha and that is the money which helped me grow my business to creating the fund to help me finish my studies

I had challenges at the beginning maintaining my credit score in my repayments. It was difficult balancing studying and business until a time later when i opted to close my business , get the whole money for schooling.

It is at this time i was in school when i developed alternative business ideas and currently persuing them

During my time in school, i learnt some IT skills and now i can do digital marketing. I am a web developer, graphics designer and as seen in the profile, i am a disc joker, DJ Bembela, who just joined the industry on a part time.

So my business currently is doing events where i go with my public address, i dj and get paid on part time. My clients are mostly meetings of government and private stakeholders.

Primarily, i do digital marketing where i develop websites, do graphic designs and do print work.

I get my customers to do web designing and graphics through posting my done work in some whats app groups and visiting private and government offices, banks and through referral links

I have customers coming in to seek my services because i do work of standard at a subsidized charge

I have a passion in helping the community that is why i subsidize my services. I train less privileged boys and girls for free in my community so that they can seek employment at computer services firms and hope one day i will be able to have a whole company running with these services fully where i can employ people

I request for the funds to assist me in logistics as i will receive only 874

The rest will be deducted to clear my member loan fund contribution. Which i believe will commit me en maintain my seriousness as a borrower

after successfully clearing the member loan fund i will be able to borrow more that will assist me to expand my business.

I have a registered company, the patchir investments. this company will deal on transport, real estate en pproperty managemnent.

My company will need more capital in future for the real estate en transport issue..

i believe zidisha can assist get to my goals. That can only be achieved when i get to increase my limit slowly for more borrowing.

I believe am the next big thing! I will be happy speaking of being a millionaire having started from zidisha. ITS POSSIBLE!

I request for funding of my current loan