I am Roy Raluoch Odippo from a family of six, i.e. three brothers and one sister. I live in Nairobi, Kenya. I had primary schooling at Trans-Nzoia Primary School in Kitale and later proceeded to St. Joseph's Boys for secondary education.

I did a course in mechanics at the College and got my first job as an intern, which lasted for three months only. From there, it became difficult to get employment and so I was unemployed for two years. However, I really enjoy graphic designing and that is what prompted me to start a business in graphic design.

At first, having no income or capital, I relied on a friend who had the same business and so I would get commission for the jobs I brought. I saved as much as I could until when I could afford to get my first computer to do my own designs.

I come from the Luo community in Kenya. In my free time, I read a lot of books because I believe learning is a life process.

My main business is branding and graphic designs. It is my core business to put your brand out there for the whole world to know about and eventually increase your business. This is done in both print media as fliers, banners, magazines, and catalogs, and also social media. This service is a basic for any organization or business that requires to be put out there and gain a wide base in the market because of its own marketing.

I chose this kind of business because, number one, it is what I like to do, both as a pastime and a source of income. I can do it anytime, anywhere, and there is also so much potential for graphic designers out there, as the market is never-ending.

I calculate my revenue on a weekly basis, i.e. for printing works after all the deductions (i.e. paper, rent, data, etc.) I have a profit of 2,000 ksh ($20 USD), on the lower side for savings, which I intend to use to buy a digital printer.

Dear Lenders,

With this loan I am going to buy 18 rolls of vinyl at a cost of USD $8.00 each. This will enable the business to raise at least USD $3.00 per t-shirt, USD $1.50 per plate & USD $1.00 per mug that I press. Since this is a festive season, most people will be going for gift items.

At that rate, I will be able to add more items and will be ploughing back the profit to the business so as to raise more profit. From this profit I will be able to pay USD $6.00 per week without affecting the working capital.

Thank you.