i am 25 years of age ,born i nthe year 1989,i come from a family of three ,

two ladies and i being the only male,i was raised by a single mother who seeing

how hard she worked raising us up has motivated me to work extra harder,i

did my fourth year in 2008 and since i have been doing manual jobs here and

there until i secured a small loan to do a course in phone repair and open a

repair shop,i have expanded it a bit to a phone accessories shop,i am a hard working young man with an am of reaching higher level than the people of my age,i don't depend on employment since i know how to work on my cash to invest for the furture

In my business we offer specialized phone repair,we also specialize servicing and repair of tablets and sell of mobile phones and a bit of digital cameras ,we also offer free advice and consultation of where and what to consider when buying a good phone .

This services are useful since everyone in this current century is using a mobile handset to communicate and thus a high demand for the repair since they are prone to failure from time to time ,the cheap mobile handset are a catch to the locals who cant afford a smart phone.

i chose this kind of a business since the local majority consist of college kids and the military men who practice a high living standard and from time to time they come for servicing of the smart phones and repair of the same,it is a profitable business since the accessories are readily available and at a cheaper price.

In a good week you can make upto $72.34 from repair alone making it $289.38 in a month ,$113.68 goes to catering for rent for both my house and place of work,$31 goes to paying of electricity bills,$82.68 goes to restocking ,$20.67 insurance premium for the education of my son,$10.33 repaying of the loan and remaining $31 goes to a savings account.

The profits are divide among my family business and a child am supporting form a poor background to see him go through his education,am also supporting kids from my local church with snacks on every Saturday afternoon when they meet for practice.

With this loan,i intend to buy more stock for my business and expand the boundaries and also introduce a new venture in computer and laptop business,

The ksh 35,504 ($366.93) will be divided into the following;

i)$36.17 will be for tithing

ii)$51.67 will be used to buy mobile accessories

iii)$51.67 will go to buying of mobile repair spares

iv)$103.35 buying of new mobile handsets

v)$67.18 buying of a new and improved mobile repair machine

This money will see my business grow from this level am in to a higher one,buying a variety of handsets will be of benefit to the locals and a profit to me,the wide range of repair spares will see an expansion in a wide range of mobile phones also the new and improved repair machine will see me be ahead of my competitors in the field of mobile repair.

The main aim is to see the profits go up by 20 -30 % by the end of every month ,this will be a very big step from where i am.