Thank you very much for the opportunity.

First is to say that just like any other child in the young age,i was born and brought up in the rural set up.I was taken to school where i attained primary school level and proceeded to the secondary school where i managed to make up to the end of the secondary level.Since in our family we were many,I could not proceed to a technical school to get any skill because there was no money,So i was forced to stay home for some years while helping my parents to do cultivation and rearing livestock.My parent kept promising me that when they educate my other siblings up to my level, they will be able to get money to take me to a technical school for skills.This took close to five years and i was opted to go and start staying with my Aunt in Nairobi city.I started helping my Aunt with domestic activities and while she is doing her Solon business,she later introduced a Barber Shop alongside the saloon business.I started shaving small children and got some skills.While doing the shaving i even started shaving even adults and gained a lot of interest with the job.When my Aunt moved her business to another location i was left using the space and i managed to pay bills such as Rent,electricity and water.I became self employed,very independent and loving my income generating job.What is unique about the land i stay is that community respect and uphold the highest level of integrity and had work.My children would like to be brought up well and be educated My hobbies are encouraging pople in life as well as advising them on better way of living and hard work to strive.I also love helping people in our society.

Thank you.

Meanwhile,my business is in service to the clients.I offer barber service.I do shaving in my barber shop.The service is always in demand because having hair done is an all the time service for almost everyone.This service is increasingly becoming a need rather than a want.I choose this business because in the first time i liked it and loved the job,secondly it does not require much skills and time in order to know.What is important is passion and love for the job.

My typical costs are Electricity,water bills and rent among others like machine maintenance.

Mostly my profit goes towards educating my sister back home as well as meeting my expenses and paying bills.

Thank you.

Hello my esteemed lenders, when I get my next loan, I will advance my barber shop to look executive and elegant by adding more equipments and extra services. I will buy a bigger mirror, a massage chair, better towels, after shave hair removal cream and increase lighting while doing a bit of interior designs and aesthetic. All this will transform my barber shop to a whole new level of charging a little bit higher price than before. This will fetch me quite a good profit. Customers pay for excellent services and they usually don’t even bargain on that.

The loan will go towards financing one of the most robust and advanced modern shaving machines and it accessories.

The modern machines will cost me at a cost of $126.00, a set of four adjustable machines combined with accessories.

I will also buy another electric Kettle at a cost of $11.00 & 4 sets of towels at a cost of $28.00.

I will also buy a bigger mirror at a cost of $38.00 and do interior décor at a cost of $25.00.

I will buy two new adjustable chairs at a cost of $26.00.

Also on the list will be two dust coats, after shave gel, surgical spirit and increase lighting bulb all at a cost of $30.00.

Now, all this will make me start charging $1.00 per person, double the previous price.

With my assistant this will greatly helped me to do Shaving more quickly and conveniently. These machines will save me unnecessary cost of maintenance and frequent break down of the previous machine while at shaving.

On the side of my profit and income, I will start making double of the money I was getting earlier. I focus to be taking home a cool USD 100.00 per week up from the previous USD 35.00.

This will make possible for me to help my parents back home and give back to the society. I will be able to repay the loan without defaulting and I will thank you my lenders, you’re my source of motivation in business as I look forward to succeed in life.

I will be able to employ an extra person on commission basis to help me attend the ever soaring clients flocking in my barber shop. This way, I will have given back to the society by created a job opportunity to another person and help them put food on their table.

Thank you lenders for making me successful!