i am reuben james mbalanya a very young talented and a passionate guy in what i do.i was born in maseno village but now i reside at Ebusakami area at my own place and at the same time i do sale ladies clothes in my kiosk and i also have a motor cycle that my i do boda oda nad carr peopl.the time am not in my kiosk i always let the lady i have employed in the kosk to sell the clothes as i do boda boda with my motor cycle.i am from a family of six,my father,my mother,my two brothers,my sister and i.i started my business some four months ago to purchasing dresses from Nairobi and Uganda and come and sell them in Ebusakami and also in Luanda town especially during the market day on Mondays and Thursdays.i started my business with 5600/- as my capital and to date and it helped me buy a motor cycle that am driving now. i have been able to tripled my business and i do make 375 dollars every month and when i deduct the stock capital i end up depositing 150 dollars in my bank account as my savings/profit.i also draw and i have been drawing back drops for schools participating in Kenya drama festivals and per school i do make 175 dollars and every year i do get a tender of 3 schools thus end up to 425 dollars then i give back to my parents,my brothers i support them in their secondary fees,i give back to Maseno compassion organization to help those destitute s.and i end up having like 410 DOLLARS just for my savings it cant go below that.since i want to expand my business and start increasing my stock i therefore come to join zidisha when i was told about it by my friend Herbert.thank you zidisha.

a very great chance i have received to describe the happiness i have to be introduced to this wonderful family i have just heard about.i want to request for a loan size of $295 dollars,and is as follows:150 dollars am going to use for purchasing spare parts for my motor cyle like the tyres are almost worn and i need to buy new ones and also for services to maintain it to be in a good shape because i do work from 5am to 10 pm in the night.Then 50 dollars i want to purchase dresses for my kiosk that i was able to employ someone who is working there as i as i dwell on my boda boda(motor taxi).then the remaining $45 i want to ad for my brothers school fees in order to be allowed to sit for his end term exams.this loan am taking am going to service my motor cycle and the kiosk business for clothes because i want to buy another moor cycle and employ some people in my community and i had already started paying for one motor cycle and i believe with you funding me am going to achieve as soon as possible because i am a hardworking man.thank you so much zidisha. i want believe i have described well enough above how much i make and what i have saved and from the above description i am able to stand on my own and pay this loan without any difficulty.thank you so much zidisha.

i take this golden opportunity to let you know how am going to use the loan.firstly am going to use $150 for the puirchase of tyres,rubber breaks and add a gasoline for my motor cycle that is going to bost me for almost a week without refillingn it and this will help me in saving for that week. Also as per the moment its raining so heavy and so i wnat to buy an umbrella that will be put on my motor cycle so that despite of the rain i still will cotinue with the job.

secondly i will use $50 for the buying a bulk of dresses and other kitenges for ladies to enhance my clothing business that i was able to employ one lady as i work on my boda boda she is there working on the kiosk.thirdly i will use the reamaining $45 to help my young brother in high school to finiosh paying his school fees for this term so that he may be able to sit for hios final end term exams.therefore i would like to say that am so overwhelmed to be given once again this golden opportunit to apply for thjis laon.thank you so much zidisha.