I am Ugine Wandera. I am the first born in family of 4 children.

I hold a BSC in Natural Resource from Egerton University. After graduating, I tried looking for a white-collar job unsuccessfully. I joined ngao youth group where we were trained about fish farming, and I decided to try it out. Armed with my business proposal, I approached my uncle, who agreed to finance my first pond. I dug up a pond and stocked it with 1,000 fingerlings.

After 8 months, I sold them off and repaid my loan. I now have six ponds to ensure frequent income. I am also expanding my venture to include horticulture because I have enough water for irrigation.

I have one child: he is only 2 years old. He is aggressive [in a positive way] and I love him so much. My hobbies include football, watching documentaries, and guiding and counseling youths.

I am a small-scale horticulture and fish farmer. I provide vegetables and fish to my clients, who mainly include hotels and schools.The demand is high because of the lack of suppliers, as only a few youths dare engage in farming.

I choose the farming business after joining Ngao youth group and learning about fish farming. I then decided to do horticulture farming to utilize the water. I am very grateful and happy with my job.

I spend $100 to buy seeds and take care of the farm. My average income per month is $320. I use the proceeds from the farm to save for business expansion and support my family and parents.

Good morning dear lenders.

I wish to take these golden opportunity to kindly ask you to lend me $600 to help me purchase a motorbike.The motorbike will cost $1100 and I have to top up with my savings.The motorbike will cut down my transport costs to the market hence increasing my profitability,as well as be used as a taxi to provide transport to other farmers ,these will help me boost my income tremendously. Thank you in advance