Am Harry Bayo, Kenyan Citizen with a Bachelors Degree in Computer Science And Information Technology. Am the last born in a family of six sibling. I live in Komarock estate in nairobi, and am into business especially Mpesa shops combined with mobile accessories and repair. Have set up a new project dealing in Poultry farming specializing in Quail birds to produce Quail meat and eggs which requires extra income thus need for loan. Hope this project will be suffice to repay the loan with easy.

I own three Mpesa shops combined with mobile accessories and mobile repair within nairobi area which fetches not less than ksh. 40,000 monthly income. Recently i ventured into Poultry farming specializing in Quail bird farming which is in high demand in nairobi due to its nutritional values in its products. Am intending to produce quail eggs, meat( to supply to super markets within nairobi and beyond) and young chicks for sale to other upcoming farmes. Quail bird goes for ksh 500 and eggs go for ksh 30 per egg so its a lucrative business which if i get enough funds, i will have approximately 1000 birds producing averagely 900 eggs per day which fetches Ksh. 18,000 per day selling eggs whole sale at ksh 20. That is my target if funds allow but very soon i will archive my target in the next 4 months since the project has already started. Get me the funds please. Thank you.

First i thank the Zidisha family for giving an opportunity to be a member. Secondly, thank you all my lenders for believing in me, trusting me and helping me with cash to run my business, as always i promise to pay promptly and in time as i have done with my past two loans.

I operate Mpesha shops ( money transfer service offered by safaricom and even used by zidisha to disburse money to borrowers in kenya) within the city of nairobi, with my second loan i was able to run three mpesa shops with much easy and high returns since i had enough float to serve my customers. I was able to get returns of up to $200 profit from each shop.

With my three mpesa shops i was able to open my own company, Bayonet Technologies Ltd (picture of my cert in my photos) and secured a contract from Safaricom of Mpesa sub agent dealer, meaning if i have enough funds ie each shop require $1000 to operate. Since i already have three shops operating with all requirement and each with min operating balance of $1000, with my 3rd loan i will be able to open 2 more shops and keep adding and have branches country wide which i will sublet to other people since its allowed by the main company and has no restriction of the number of shops one can open.

My target is to have a minimum of 50 mpesha shops under my company sublet to other people apart from the three shops that am operating, and set my target to get a monthly income of minimum $100 from each sublet shop since as owner of the company i earn 20% of the total monthly income earned from the shop.

With Zidisha loan i know i can do this and i have other sources of income as demonstrated in my comments with pictures to show it and intend to venture into other business which i will discuss with my lenders in my next loan.

With my repayment record, VM duty record and the number of people have invited to join Zidisha i know my lenders will have no worry to extend their hand of help, to boost me achieve my dream and go beyond my expectation and search of financial freedom.

Thank you Zidisha family.