Am Victor Njuguna Kibui,born in the year 1992 in a place known as Nyahururu Town in Central Province Kenya. Went to Aglow Junior Primary school where I completed my my class eight,continued with my secondary school in Elieb Visions Schools based in Nyahururu where i completed my secondary education in year 2010. I continued with my education in Kenya Medical Training College until 2013 where I had my diploma in Health Records and Information Technology and now currently employed by County Government of Nyandarua department of health current stationed in Engineer District Hospital in south Nyandarua.

Initially I overcame to manage complete my college course especially that I had to apply for a loan from the government namely HELB and am happy am a few months from completing paying it.

Actually I live within the Agikuyu culture one of the bantu tribes living in Kenya,and from the times of our ancestors we have been taught to be very hardworking and of course our land is based in the Kenyan Highlands and it is very fertile,we grow bananas,arrow roots,potatoes among many others.

As am in the medical field i would like my children to join me in my career because I find it most interesting and another advantage is that medical courses are very marketable.

For me a real football fanatic am an Arsenal Football Club diehard fan,in my free time am always watching football or watching football documentaries I also love skating.

I own a business shop where I normally sell second hand shoes and clothes,and it has been doing so well of late.I have also been thinking of opening a new branch where I hope to start selling new clothes and shoes.

The town where av set the shop has a very high population and to add on that the place is growing at a very high rate although I understand the competition is also getting higher i believe that I have a good foundation and am going to make it. I believe!

By the time I was starting the business the competition was not very high and that is why I chose the great idea and I can see a lot of positivity in it up to this far.

My average cost for men shoes is 600Kshs to 500 but for the ladies is 600Kshs to 800(that is for second hand shoes) for the clothes it is 200Kshs to 450. For the new ones am yet to determine until I become at least more oriented.

Basically my profits mainly goes into my business although am still pursuing my education paying my HELB and also general upkeep,bearing in mind am growing resourcefully and financially.

Thank you

Victor Njuguna Kibui

Am going to buy second hand shoes and clothes,also planning to buy new clothes and shoes hence increasing to my stock in my thriving business at around 2.7 dollars each and for the clothes around 1.8 dollars

Am quite convinced that the business is going to help me grow financially and resourcefully and it also be a source of employment to the person ell whom I have employed to act as a care taker in my business while am away,also ift will be of great benefit to my family.

Am quite comfortable to say that because when u lend me the cash I will increase my stock hence also increasing my profit equally because I will go and purchase quality goods which will make my customers very pleased.

Thank you