My name is Zephenia Cheruiyot Wale. I live in Kabuchoi town that shaped me resilience. I studied at Kapmungei school from nursery until class eight, but I lost my father at that time forcing me to stop school due to lack of school fees.Despite hardship I began hawking boiled eggs, and later growing into a clothes business through savings.My journey reflects determination.My dream is for educating my children to secure a bright future. In my free time I enjoys engaging with people and exploring small business ideas.

I will use the loan to buy more clothes stock to expand my business in Kabuchoi. I offer affordable clothes to the community meeting my daily needs with quality and variety. I chose the business because clothes are always in demand and easy to sell.My typical cost is buying stock in lower prices and selling at a profit.The revenue help me restock and grow. will use profits to support my family, educate my children, create jobs for the community and expand my business further.

I will use the funds to purchase more diverse clothes to grow my business. I will buy new fashion clothes especially for ladies and youths because I have realized that new fashion clothes have high demand for mostly ladies and youths.Also I will purchase second-hand to allows people in the community afford by affordable price and thus making my shop attractive and suitable for everyone. This business is the best since it has given me a chance to create job for myself,supply clothes at an affordable price to the community and do investments.Regards.