my names are Derick Louis Zika, I was born on 9th august 1990 in southern Zambia to Mr David Zika and Mrs Criter Likukela who actually never married. I never had a chance to live with my parents because I had no idea of where they where, my grandmother (the mother to my mom) raised me, I came to learn that my Dad was alive when I was 17 years. I went to school through the help of my Aunt who paid for my school fees up to the time I finished my secondary school.At the time of completing my secondary education,i went to stay with my Dad,that was in 2011,upon staying with my father,the wife who happened to be my step mom never liked me so I left home to go look for something to do.at that time i never considered what would happen to me,I was given a job to work as a general worker at Chartonel Estates North East of Lusaka where I was later promoted to assistant dispatch clerk,a post that I held for Two years..I later resigned due to some financial challenges.In may 2014,I received news that my Dad had died,this forced me to come back to my Dad's home for being the eldest in the family,after the funeral I thought of doing something for myself, that's when I started the Cellphone Business with only US$20..since then i have managed my business very well and have really helped me in so nany ways..

I have always done my best to keep my dreams alive,the business helps me support my siblings from both my Father's and Mother's side for I am the first born.

Since I began my business, I have been able to progress well and even managed to help the family ,Technology is advancing almost on a daily basis and this is the reason why I decided to venture into the Mobile phones business.

It's so challenging especially if you have old model phones,I started this business in 2014 and since then I have been able to sponsor my family and pay for the education fees of my kid brothers. The aim of the business is to see it grow and be able to employ people who can benefit from it as to reduce the high levels of unemployment among the youths and to contribute positively to the community by building hospitals and school so that the future generation can have a better life.

For through the things I have been through in the past, I have learnt to work hard and endure the test of time. Because it is only through hard work, focus and determination that one achieves his dreams

I decided to go into the mobile phones business because they are on demand, people these days use them because of the advancement in technology.

The profit I make after the sales is used to invest into the business and also helps in my day to day needs like food...

Once My loan is funded,I will use the funds to Buy some more advanced Mobile phones,For this is a way I keep my Business Running,

My Business was kind of affected with the situation I was going through,But this time I Believe all will be well....

thank you so much the Zidisha Community and The People who funded me in my Previous Loans..thank you