Am Fridah Joel Zidisha member applying for my third loan. First and foremost I thank Zidisha for their a ward of first loan which assisted me so much to come up with the selling of new clothes adding to the selling of my used clothes which was my first business. Actually I worked hard even to pay my loan early according to my repayment scheduled. My story begins from the family of eight children whereby am the third born of our family which means I am equipped with the responsibility of assisting our siblings who are in needy for the mean time. I finished my form four in the year 2009 after that I joined Phillips business Training College to take my course in Diploma in Secretarial. As I finished my course i started looking for i job since then I have never gotten the job. I decided to open a shop to sell mutumba used clothes. I started opening clothes worthy 5,000. I have been serving my customers well. Since the demand is high I have decided to open a I have been selling it well i have decided to open i cyber cafe but I don't have enough money to open the shop. So I saw it well to have a loan from Zidisha of which they a warded me and immediately I will start the business.

Thanks a lot Zidisha

My monthly expenses is as follows:

Rent: 190.00

Food:95.3118

Clothing:61.0658

Transport:58.8526

after i get this money from from sidisha i can cut my expenses as follows:

Rent: 180.984

Food:80.4921

Clothing:50.8526

Transport:40.4263 so as to be able to repay by repayment. the sidisha loan will reduce my poverty and will help me to get come up with another business

first and fore most i would like o thank my zidisha people for the good work they are doing to me. I would like to apply for the loan for the third time so us to add more stocks on my mitumba clothes. i hope you will reward me.

thanks alot