I am the first born in a family of seven. My father died in the year 1991 and left us while we were still young. We had to face a harsh living style with my mother, who was also a peasant farmer. I struggled to complete my O-level education to acquire a little knowledge on how to operate a small business on my own to help our family. When I completed my schooling, I faced a challenge of capital to help me start my business, since I had little skill in business management. I started fishing to get some income and again help my mother raise up my siblings.

After that, I started by first getting a small shop where I would be able to display my products, which I started by first selling our own eggs from home that I got from the hens that we rear. Thereby I got some finance to add my stock by bringing different products like bananas and onions, among other consumable goods, that have maintained my shop up to date.

My business can now help our family, however little it is, and my siblings are moving ahead in their education and have different expectations when they grow up. My hobby is reading novels, more so the ones that talk of entrepreneurship that made me have interest in operating a business.

My business was started in the year 2014 and I started a shop for eggs, which I obtained from the hens we rear back at home. Due to demand that was rising, I thereby borrowed some funds from a friend to expand the business, since there was high demand for the product but I faced a challenge of low supply due to inadequate capital. Being that I deal with food products, especially the ones that are in daily demand, I increased the stock by introducing the sales of bananas, onions, and maize, among others, because my customers demanded them.

The goods I sell are cheaper in price and affordable to low-income earners who stay in my locality, and again it saves time in terms of preparation for faster meals. For example, one egg goes at a cost of $0.12, likewise to bananas among others. You find out that, at the end of the day, one uses less than $1 to manage a meal for the day. So I found it affordable for my customers. I purchase one crate of eggs at a cost of $2.12 and sell it a cost of $3, making a profit of $0.88, but I purchase around 10 crates. So after two days I am making a profit of $7.86. A sack of banana goes at a cost of $2.20 and sell it at $3.50.

At the end of the day, I make a good profit that can maintain the business and take care of our family. Through the loan that I received, I expanded my business to greater heights, thereby creating more opportunities for other products. I ventured into sales of cereals, adding another stock into my business. I sell maize, beans, and peas, among other consumable products. I also now want to introduce the sale of milk due to the demand from my customers, who frequently ask about the product. Thereby I am posting my application to be assisted with the amount requested to purchase a milk ATM to bring this dream come true.

The loan will assist in payment of school fees for second term which is to be Ksh.41,050. I requested for the previous loan which realy assisted me to let my sibling join form one and it was helpful since the requirements needed for joining was quite too much. Upon paying this amount scheduled, the fees for this year. My sibling will be able to learn the whole of second term without being sent home for fees dues.