I am very happy to sell, because it can fill the spare time and make money.
I want to continue to develop the potential in myself, as long as I can still be productive.
My hobby is cooking, sometimes I sell my cooking products, many people order my cooking for arisan events, and others.
This coffee shop is my first attempt. I opened this coffee shop in a very strategic location, because it is located in the tourist area of the waterfall. In the parking lot of this tour is very suitable to open a business like a coffee shop. Because many tourists who buy coffee, mineral water, various snacks, boiled noodles, etc.
I will keep this warung to always open, because the income earned from this coffee shop is very helpful to me. In addition to selling coffee, various snacks, boiled noodles, I was able to sell my merchandise such as Kaos Bandung which can be used as a souvenir for the tourists.
If the weekend and vacation many people vacation to this sights. If everyday this place is used as a public transport terminal, many drivers of public transport parking at this location.
In addition to this coffee shop business, I sell a variety of clothing, I sell online and offline (selling to kindergarten), selling various praline chocolates, many orders for birthdays, weddings, and others.
This is my fourth loan, and this is my third proposal, after the first submission is not fully funded and the second submission is partially funded (36%). My timely payment history of 96% is due to technical errors, unrecorded installment payments, thus lowering the percentage of payments on time. But I have already explained in the help ticket.
The fourth loan with the credit limit is 2,953,125 IDR ($ 222.3), but I will apply for a loan of 2,500,000 IDR ($ 188). This fourth loan will I use to buy raw materials and supplies of chocolate praline and buy my merchandise inventory.
As soon as we enter the month of February, usually this month the sale of chocolate increases because there is February 14 (Valentine"s Day), in Indonesia usually some people celebrate by giving each other chocolate Because my capital I use for daily capital turnover, selling so far has been able to buy a table and chairs for my koli stall.
I need capital assistance from a lender to buy more chocolate making materials. Because the order of chocolate is increasing. I really hope the zidisha team and the lender can help me to provide capital to buy the needs I have described above. I will use the funds as well as I can, and I will pay on time.
Here are the details of my capital needs:
- Purchase of chocolate bars, 10kg @ $ 10 = $ 100
- Cashew Nuts, 1kg @ $ 8 = $ 8
- Almond Nuts, 1kg @ $ 10 = $ 10
- Miscellaneous Various Jam (for chocolate stuffing), 1kg = $ 10
- Jar Size 400 grams, 12 dozen @ $ 10 / 3dozens = $ 40
- Additional inventory (T-shirt Bandung for sale as souvenir of tourists) = $ 20
TOTAL CAPITAL NEEDS $ 188
The profit I get from selling chocolate every jar = 100%.
The advantages I get from selling clothes = 50 - 100%.
This I can use to pay the installment, can to buy back the ingredients of making chocolate, and can be saved partly. Hopefully this time I was lucky. Thank you

