Hello.. Nice to meet you all. Let me introduce myself, my name is Radit, I live in a city full of tolerance, namely the city of Salatiga in Central Java Province, Indonesia. I am the head of a family and a father of five children who are all still in school. Currently I am trying to build my own business in the coconut processing sector to meet the needs of my family and finance my children's education. Considering that in the area where I live there are many coconut trees, so I see this as an opportunity that I can take advantage of to develop my business. A little about me. Nice to meet you all...!!

A brief history of my business. My current business involves processing coconuts into grated coconut and ready-to-use coconut milk. I source the coconuts from farmers or coconut plantation owners in my area. I then process and sell them as ready-to-use grated coconut and ready-to-use coconut milk. Both grated coconut and ready-to-use coconut milk are commonly used in households, cake shops, and food stalls. My gross daily turnover ranges from Rp 40,000 to Rp 100,000. The coconut processing process leaves behind waste in the form of coconut husks and shells, which are usually thrown away. I want to utilize this waste. I want to process the coconut husks into cocopeat for planting media, while the shells can be used as raw material for charcoal or briquettes. Therefore, I want to start processing this coconut waste and, in the future, turn it into an additional source of income for my business. That concludes my business. I hope this information will be helpful for potential investors considering funding my business.

I want to use this loan to increase my coconut stock and purchase simple equipment to manually process coconut fiber waste into cocopeat. My grated coconut and coconut milk businesses are already running, so I will be increasing my coconut stock to increase daily production and continue to meet customer demand. There are quite a few coconut farmers and tree owners in my area. With this additional capital, I can purchase coconuts from them more regularly. I hope my small business will help support the local coconut farmers' economic cycle, as their coconut yields can be used to meet my business needs. I also want to start utilizing the coconut fiber that has been largely discarded into cocopeat, thus generating economic value. If things go well in the future, I hope the waste from my business will have value and not just become trash that pollutes the environment. For my family, I hope this business can supplement and maintain my income so that we can meet our daily needs. I also have five children who are all still in school, so my goal is to ensure their education costs are met. I don't expect this business to grow immediately. I want to start with what I can, running an existing business while trying to utilize coconut waste. For me, this loan is additional capital to make my small business grow a little more and provide benefits to my family and the surrounding community.