My name is Fitri Fauziyah. I have been joined this community since 2015. So many changes in this community, hopefully for the better. I can not find the forum anymore. I was thinking looking for information on the forum first.

I am working freelance at the moment and have been around far away from my hometown for awhile. Looking for new environment, adventure and new people.

This loan again is for capital for my side businesses.

I would use the loan for the following:

1.) Cases for smartphones and for basic phones.

I would use IDR 2.500.000 to buy the cases.

I get at least IDR 50.000 to IDR 100.000 ($3.80 to $7.60, if $1 = IDR 13.150) for selling one smartphone case. I would sell online in a Facebook group to people in and around my city, as well as on other online-shop platforms, such as Kaskus, Olx, etc.

2.) Capital deposit for my prepaid "Pulse" card business.

I would use IDR 1000.000 as a capital deposit.

I get revenue of at least IDR IDR 1000 in this business.

3.) Capital deposit for my business facilitating online payments.

This business helps people to pay their electricity bills (or to buy prepaid electricity vouchers), to pay their water bills, to buy airplane or train tickets online, etc.

I would use the remainder of the loan (IDR 1618.940) for this business.

I get revenue of at least IDR 2000 from this business.

I hope the lenders understand why I have chosen the smallest repayment amount allowed. It's because I would be using all of the capital for my businesses first, and then I hope to make adjusments to increase my installment payments as time goes on. I would try my best to repay my loan on time.

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