My name Soiman Fajari, I was born 24 June 1983, or about 32 years ago. I child to 3 of 3 brothers. I am married with one child, and soon will welcome the birth of my second child. I work in the program "PNPM Mandiri until 2013, when I decided to take it out because I know the program will end in 2014. I moved to work in one of the insurance companies become insurance agents until now. Due to the demands of a growing family needs in addition to working as an insurance agent, I also run a business selling power saving devices.

A noted electric appliance sales business is indeed not long ago I went through, I went through this business because prospects are good. As we know that the basic electricity tariff in Indonesia rose from time to time, this is quite burdensome expenses, especially electricity bills and other expenses in general. This power saving devices can reduce the cost of electric bills up to 30%, the tool is legal and does not violate the rules. So that the tool is certainly very dibutukan society at large, and it is still slightly users, this is because the tool is not sold in stores. Due to the limitations of the current capital market I have power saving devices with ordering system, I offer this tool with a brochure and a sample of goods. Once anyone is interested I collected some data following the prospective buyer the money then my pleasure to existing distributors in Bekasi, a minimum of 5 prospective buyer has no immediate definitely my pleasure then shipped after payment is made. In this way I normally receive orders 2-3 people each week. Here are an obstacle to me, because there is no inventory lot of potential buyers are still not sure with the products I offer. They mostly wanted so hand over the money or pay for the goods can be immediately they received, there is no money goods.

In order to support and expand the sales business marketing power saving devices that I do this, I applied for a loan to zidisha.org. I applied for a loan of $ 100 USD or around IDR 1,305,480. Because this is the first loan, there are pieces of the registration fee of IDR 200,000 so money will I receive if the loan is approved is IDR 1,105,480 I will use the loan to buy stock products "power saving devices". The price of these devices have three kinds depending on the class of electric power at the customer's home, the selling price of the types 1,2 and 3 respectively - also is IDR 300,000; IDR 400,000 and IDR 500,000. With the commission can I was IDR 50,000 / unit.

In the month of August there will be a promo from the distributor to purchase 7 power saving devices of type 1, which costs IDR 300,000 / unit, which should we have to pay IDR 300,000 x 7 = IDR 2,100,000 can discount we only paid IDR 1,400,000 for 7 instrument type 1.

With this zidisha loan will I use to buy stock of power saving devices of this type 1, To 7 tools needed IDR 1,400,000 (promo program), source:

- loan of IDR 1,100,000 zidisha

- additional private capital IDR 300,000

Of promo tool for sales 7 that I was able to get a profit of IDR 700,000. ,

With zidisha loan for power saving devices of this stock will be a capital that will I turn back to the next stock purchase. I target with their stock of tools I can increase sales of this product from which previously could receive orders every week 2-3 appliance be able to sell 5-7 appliance each week. The following analysis of the sales effort this power saving devices:

Before getting a loan:

Revenue per week (2-3 instruments)

net income / profit = IDR 100,000, to IDR 150,000 every week

Revenue per month (8-12 tools)

net income / profit = IDR 400,000, to IDR 600,000 every month

after getting this loan:

Revenue per week (5-7 instruments)

net income / profit = IDR 250,000, to IDR 350,000 every week

Revenue per month (20-28 tools)

net income / profit = IDR 1,000,000, up to IDR 1,400,000 every month

That is the minimum target, and I will strive to continue to improve my sales turnover, although initially this was a sideline but I will continue to develop its marketing because this is actually a very easy product to be marketed

Hopefully, with this increase I can continue to develop this business and did not rule out the future to recruit workers to come to market this product. In time could boost the economy - people around me and especially my own family, Ammin ..

Thus this proposal I made, thanks in advance to all the lenders and the team zidisha.

Best regards,

Soiman