About Me
iam a young man aged 21.i was born in the
city of Serenje and grew up there .but during
my childhood ,life was not easy at all because
mom and dad separated when i was five
years old .when they separated i was
supposed to live with my mother in serenje
town at my grandmother's house.that was in
the year 1999.There in Serenje life was not
easy at all because at that time mom was'nt
doing anything.she had no money to support
me,my brother and sisters.this gave me a
challenge of not going for school because i
lacked sponsership.i started my grade 1 at a
community school of which i was sucked for
school fees.i stayed for two good years
without going to school until the time came to
pick me up from solwezi.he took me back to
lusaka where i started my primary
education.The challenges i was going through
gave me courage to study hard and
concerntrate at school because i knew that
one day i will become some one in life.when i
went to secondary school i managed to get a
division one certificate.when i completed my
secondary i started a small retail shop
because i was interested in business.that is
how i met my friend Harrison who introduced
me to mtn mobile money.when i completed my secondary i started a
small retail shop where i used to sell goods
like sweets ,soft drinks and many other
different products.But as time went on i met
my friend Harrison who was running a
business called mtn mobile money and
introduced me to the same business.Now am
running the same business in the city of
lusaka.In my business i provide goods and
services such as mobile phones,talk time sim
cards and also do mtn mobile money
transfers.i provide these goods and services
because they are on demand and because
business is easy to run.For instance ,i provide
mobile phones because we are living in a
morden world and almost everyone wants a
mobile phone in order to make
communications and this communication
cannot be made without a sim card and talk
time .so this makes my goods to be on
demand hence giving me much profit.And i
provide mobile money services because it is
the fastest and easiest way of money
transfering here in zambia.It is more like
every one relies on my goods and
services.After making profit from this
business of mine i use the money to support
my young brothers and sisters and also use
the money boost my business by opening new
operation places.and i also use the money to
support my every day life.
when i get my loan i want to boost my
business by opening new business branches in
many places.i will buy sim cards for $50,
talktime for $50 and mobile phones for
$80.these goods will benefit me by giving me
enough profit to offset my loan and also
increase my products .it will also help me
have enough money to pay for my rentals at
the market.This will not just help me alone
but also other people like my family for
instance pay school fees for those in school.it
will also benefit others by getting loans from
ZIDISHA using the money i repay.this will
make a lot of people join zidisha.From this
business i expect my profit to be K200.
Loan Proposal
when i get my loan i want to boost my business
by opening new business branches in many
places.i will buy sim cards for $50, talktime for
$50 and mobile phones for $80.these goods will
benefit me by giving me enough profit to offset
my loan and also increase my products .it will
also helpm me have enough money to pay for my
rentals at the market.This will not just help me
alone but alson other people like my family for
instance pay school fees for those in school.it
will also benefit others by getting loans from
ZIDISHA using the money i repay.this will make
a lot of people join zidisha.From this business i
expect my profit to be K200.