I am a Kenyan Citizen currently living in the county of Nakuru. I am an averagely educated person with at least a masters degree. One thing that i can tell members in this zidisha platform is that education is not everything. Honestly if education could automatically bring riches i would be!. I have come to believe that business is the shortest way to be come self reliant and grow to greater heights of your life time. I therefore decided to venture into business of my dream and a can boldly state that it is amazing. I therefore had about zidisha from a friend and i did not think much about it before i could join because i out rightly knew that it was all i needed to take my business to the next level. the most important thing now is to ensure that all the monies realised from this platform is utilised appropriately to promote the vision and mission of the zidisha fund or scheme. I am looking forward to remain cooperative and help myself grow grow and grow. Yes, you and me we can. thank you

I am in grocery type of business. i deal with a lot of grains as the major good component i trade in. the business is based in the Nakuru sub-a bub next to section 58 near kabachia. This area has got a good catchment area of majorly middle income earners hence the viability of the area. I started this business in the year 2010 and since then i have never found myself regretting. My motivation is comprised of the increasing need for food customization in our current society. Most people are now coming to reality with the fact that grains-stuffs and vegetables are the most healthy foods compared to flesh. This has made most families to revert to the consumption of more of natural food-stiffs. The business is doing well with my own assessment. My total sales for a bad month is about kshs37000, out of this, i fund an expenditure of kshs22000 thereby leaving me with kshs15000 as my net profit. Given the zidisha loan, i am convinced that my business will climb to another higher level since i am aiming at starting door to door delivery besides opening other outlet shops in other parts of Nakuru. I strongly believe that i am capable of repaying the amount of loan allocated to me within the scheduled installments. Thanks again to Zidisha as I wait to positively benefit from this scheme together with others.

In the recent past, following my business expansion plans, i have managed to acquire a laptop and currently doing a lot of online writing and academic consultancy services. I have managed to increase my earnings tremendously.

Given this fourth loan, I am planning to acquire office equipment including a printer and a second lap top to enable me employ an extra labor force as I am getting more and more work . Now having conducted an analysis, I need an estimated amount of up to $670 . I have managed to save some amount of up to $225. In this regard, the printer will be costing me $170. This will enable me cut on costs that I have been incurring as a result of printing on various computer bureaus within town. Further, I am planning to acquire a new laptop that will cost an estimated $500.

I project that if I will be able to get the two equipments, my earnings will increase from at least $170 per month to $280 per month (around $9 daily). From the $280, i will use $112 to pay recurring expenditures including one man labor and stationary papers besides toners. the remaining $170 will enable me make my weekly repayments without much struggle. thank you and I hope to get full funding of this loan request.