I am a single mother of three daughters. My first born are twins, now 28 years old and my second born is 24 years old. I live in Nairobi's Buru Buru Estate next to Harambee Primary School. This is just 100 metres from Harambee Estate main gate. My house number is A22, plot number 7.
To reach there, take matatu number 23 which will drop you at the main gate. From there you walk in the estate. The houses are numbered, hence it's very easy to locate the house.
I own a "Matatu", which means a public service vehicle. It's registration number is KBK 001X.
I started my business after having saved some money from my previous business which involved selling shoes at Gikomba Market with wholesale price.
I borrowed a loan to complement the saved money I had and I bought the vehicle back in 2010. I am happy that in a record two years, I had cleared the loan of Ksh. 1,500,000.
I am also a treasurer in my the public service sacco by the name Outter Circle Sacco.
My business involves offering public transport to route number 23 which is Buru Buru Estate in Nairobi.
To stay on top of the competition, I ensure my vehicle is cleaned daily to ensure that my commuters find clean seats. Also, I have employed two drivers and three touts who I ensure that they treat the commuters with utmost respect and that they value their personal hygiene. My drivers are professionals who have been tested and certified by the Kenya Revenue Authority. Through this, I have managed to reign over the dynamic industry which is mostly male dominated.
The business is at times difficult to handle and requires one to be strong, for instance during rush hour and the vehicle collides with another, this will involve police men who whereby it will cost me as much as Ksh. 10,000 depending with the severity of the accident. Also, operation by the police that at times leads to unfair prosecution leading to fines when one refuses to agree with their terms and conditions for instance a bribe.
In a month, I make a profit of Ksh. 60,000 ($714) a month, and Ksh. 2000 ($24) a day.
The business is profitable. However, one must be prepared to undergo pressure that comes along with the hectic Nairobi life
Dear Lenders,
I will use the loan granted by you to make an oil change and to fuel the vehicle.
The loan criteria will be as follows: Ksh 2000 (approximately $23.9) to purchase five litres of oil. The vehicle is an Isuzu truck which normally in Kenya they are modified to become public transport vehicle by fixing a body to accommodate seats so that passengers can fit with ease. It's a 26 passengers vehicle
Ksh. 1200 (approximately $14.3) will be used to fuel the vehicle. The fuel is enough for three trips from Buru Buru to town, back and to town again. Through this, I'll get Ksh. 3140 and above profit for the three trips.
I look forward for a lasting relationship with you.
Please accept my loan proposal.
Shared transport van maintenance
I am a single mother of three daughters. My first born are twins, now 28 years old and my second born is 24 years old. I live in Nairobi's Buru Buru Estate next to Harambee Primary School. This is just 100 metres from Harambee Estate main gate. My house number is A22, plot number 7.
To reach there, take matatu number 23 which will drop you at the main gate. From there you walk in the estate. The houses are numbered, hence it's very easy to locate the house.
I own a "Matatu", which means a public service vehicle. It's registration number is KBK 001X.
I started my business after having saved some money from my previous business which involved selling shoes at Gikomba Market with wholesale price.
I borrowed a loan to complement the saved money I had and I bought the vehicle back in 2010. I am happy that in a record two years, I had cleared the loan of Ksh. 1,500,000.
I am also a treasurer in my the public service sacco by the name Outter Circle Sacco.
My business involves offering public transport to route number 23 which is Buru Buru Estate in Nairobi.
To stay on top of the competition, I ensure my vehicle is cleaned daily to ensure that my commuters find clean seats. Also, I have employed two drivers and three touts who I ensure that they treat the commuters with utmost respect and that they value their personal hygiene. My drivers are professionals who have been tested and certified by the Kenya Revenue Authority. Through this, I have managed to reign over the dynamic industry which is mostly male dominated.
The business is at times difficult to handle and requires one to be strong, for instance during rush hour and the vehicle collides with another, this will involve police men who whereby it will cost me as much as Ksh. 10,000 depending with the severity of the accident. Also, operation by the police that at times leads to unfair prosecution leading to fines when one refuses to agree with their terms and conditions for instance a bribe.
In a month, I make a profit of Ksh. 60,000 ($714) a month, and Ksh. 2000 ($24) a day.
The business is profitable. However, one must be prepared to undergo pressure that comes along with the hectic Nairobi life
Dear Lenders,
I will use the loan granted by you to make an oil change and to fuel the vehicle.
The loan criteria will be as follows: Ksh 2000 (approximately $23.9) to purchase five litres of oil. The vehicle is an Isuzu truck which normally in Kenya they are modified to become public transport vehicle by fixing a body to accommodate seats so that passengers can fit with ease. It's a 26 passengers vehicle
Ksh. 1200 (approximately $14.3) will be used to fuel the vehicle. The fuel is enough for three trips from Buru Buru to town, back and to town again. Through this, I'll get Ksh. 3140 and above profit for the three trips.
I look forward for a lasting relationship with you.
Please accept my loan proposal.