My name Ronald Osialai, I come the western part of Kenya in Teso North District. I am 53 years old and I have a family of 7. I have been doing a business of hardware and making of furniture for the last 1 year in my town of Malaba. Business was good initially and I have been able to gain a substantial number of customers. However when the business grows it always requires more stock and equipment. Customers demand for more furniture and materials and my capital input cannot sustain. I require some funding to enable me add tools in order to meet the demands of the customers. I have experience in business management with a Diploma in Business Management and Administration.

And have a vision of developing my hardware /workshop to compete with the best stores in the region. With some funding I am able to increase my profit and thus enable me grow my small business.

I have five children in school, one in college, one in secondary and the rest in primary. The growth and profitability of my business will help me pay for their school fees and all their needs in ease. Besides that I am also studying to advance my course in Business Management and Administration. The growth of my business will help me further this.

My business is located in Malaba border town of Kenya/Uganda, Teso North District in Busia County,in the Republic of Kenya. In my hardware/workshop I sell building materials and timber and use the same in making furniture like beds,tables,chairs,sofasets,cupboards,desks,wall units naming but just a few.

I started about a year ago and since then the business has been improving. Since the inception of a new constitution and new government structure in Kenya, construction projects are in the rise. Local governments have embarked in construction projects and thus demand for materials. This informs the increase of my supplies to my customers. My daily turnover is an average of Ksh 6000.00 and this translates to a monthly profit of Ksh 30000.00.

I will use the loan to purchase cement which is in high demand in the region at the moment. The loan will go a long way to help my small business grow and sustain the education of my children.

Thank you.

PURCHASE OF MORE TIMBER FOR INCREASED PRODUCTION.

After the completion of payment of my second loan,i intend to increase my production in order to meet customer demands.Good furniture is the comfort of every person at home ,office,institutions leisure places among other places.I need to buy hard wood timber so that i can be able to make good quality and durable furniture for my customers.Hard wood is expensive,and one must have enough timber which can be used to make an ordered item without mixing with soft wood.

The benefit created from good quality works is confidence from customers,good marketing products,and that calls for good marketing strategies which will lead to opening up a good show room of quality furniture ones somebody gets enough working capital.This is my dream in future.

I therefor request my lenders to consider supporting me.