I’m the second born in a family of eight. Since my parents didn't have enough money to pay school fees for all of us, I didn't advance much in education as I was forced by the circumstances to do odd jobs to support my younger brothers and sisters. I was employed as a tea girl in a local primary school and it’s from that job that I saved some capital that helped me start my current business of selling second hand clothes. I would want to see my children grow to become successful people who shall make a difference in other people’s lives. Besides working, I love taking a nature walk, meeting new friends and reading magazines during my free time.

My business involves selling of both new and second hand clothes for women and children. Initially I started with selling the second hand clothes only, since majority of the citizens are not able to afford new clothes but still need to look decent in their outfit. Currently, I’m also selling brand new clothes, since demand for them is slowly increasing as the purchasing power of my customers increase. It’s also an open secret that women are the highest buyers of clothes, as opposed to men. In a typical day, my incomes ranges between 20$ to 30$, and I set aside 7$ each day, to cater for my running expenses like rent for the shop, transport, lunch and several other expenses. This leaves me with between 16$ to 23$ which helps me to cater for other needs like providing food for my family, paying rent for our house, paying school fees, expanding my business and also extend a hand of help to the more needy like the kids in children homes.

Hello Lenders,

In my existing shop for clothing items, i’m planning set aside a small space from where i’ll be operating the embroidery machine. This idea has been driven by rise in demand of embodied garments, e.g. school uniforms with name and logo, company uniforms with name and logo as well, table matts, curtains etc. This business will help increase my income, and consequentially expand my business. I expect my profit to rise by around

Below is a list of expenses that i’ll incur in setting up this business:

1. Embroidery machine: @ $800

2. Embroidery hoop. @ $30

3. Embroidery floss. @ $60

4. Embroidery scissors. @ $30

5. Embroidery fabric. @ $ 50

6. Crewel needle. @ $ 15

7. Milliner needle. @ $12

8. Tapestry needle. @ $15

9. Magnifier light. @ $45

10. One table for placing the machine. @ $55

11. One chair for the machine operator. @ $16

12. Operating capital for one month. @ $120