Am the second born in a family of four with three sisters and a brothers I live in kitale a small town in transNzoia county . I sat for my KCSE exam at kiminini Secondary school and later joined Excell training instute where I took a course in Computers Engineering and graphic design services I started a business so as to further my education and make profit for the future.most of my earnings from my business are for my school fees the Expansion of the business and savings.I also pay rent and bills so as to continue with the business without interfferance from the revenue authority.I also manage to support my family with cash for paying fees to my siblings, and my biggest wish is to see my brothers and my sisters leaving a better life in future, kitale is a high and speedy developing town where business is doing well I hope to achieve higher goals with my business in this town I love playing and watching athletics and a die heard of ChelseaFC fan

My business is a single business dealing with cosmetics and stationery and , there is high demand for goods and services despite of the competing market due to availability of customers' preferences and wide rage of products, also good customer relationship. I make a cost of ksh.5000 including house rent and power bill, a sale of approximately ksh50,000 and making a profit of Ksh20,000 or more, a month, this business faces a risk of low market in this region because of the supplementary goods and services, in this locality, I have a very good relationship with my customers i teach them on how to use my new products thus making them aware of what quality they are buying. by so doing I have so many customers both young and old. my products are also modern thus fitting the competition.my products are also cheap compared to the other competitors thus attracting more and more customers. my products have warrant and the customers have no doubt with the products they get from me, because they are guaranteed of durability, and the standard of what they buy. Am going to use the loan by adding more stock in my shop. The loan will boost my business at a very better place to compete with other competitors in this market .Am going to add more stock of cosmetics, and stationeries and any other thing that goes hand in hand with my business. This will lead to attraction of more customers because I will make sure I have everything that a customer wants and with that it will make a good beginning of the year 2015. The loan will also pay part of my school fees in college and support me in this because I have a dream of doing so much better and successful by the end of this year. I will be very grateful to you and your team, if this loan will be granted

This second loan will be my next school fees clearance as I am almost looking forward to complete my college studies this year

I still needed like $ 300 to clear my balance and pay for exam fees this second loan will actually help me pay part of it as I struggle to get other monies to make my education a successful one I will be so grateful if my proposal is considered thank you very much for your assistance