I am Elizabeth Odhok from a family of six. ; i.e three brothers and myself. I live in Kenya at Nairobi. I had primary schooling at All Saints in Kitale and later proceeded to St brigids girls for secondary education.I did a course in mechanics at the College and got my first job as an intern which lasted for three months only. From there it became difficult to get employment and so was unemployed for two years. However I really enjoy graphic designing and that is what prompted me to start a business in graphic design. At first having no income or capital I relied on a friend who had the same business and so would get commision for the jobs i brought. I saved as much as I could until when I afforded to get my first computer to do my own designs. I come from the Luo community in kenya. In my free time I read a lot of books because I believe learning is a life process.

My main bisuness is branding and graphic designs. It is my core business to put your brand out there for the whole world to know about and eventually increase your business. This is done in both print media as fliers, banners, magazines, catalogs and also social media.

This service are a basic for any organization or business that requires to be put out there and gain a wide base in the market because of its own marketing .

I chose this kind of busines because number one it is what I like to do both as a past time and a source of income, I can do it any time any where and there is also so much potential for graphic designers out there as the market is never ending.

I calculate my revenue on a weekly basis i.e for printing works after all the deductions i.e paper, rent, data etc I have a profit of 2,000 k sh on the lower side for savings.

This are the savings that I intend to buy a digital printer with.

I intend to use this loan in the purchase of PVC card cutter which costs 97 USD. For now I do not have a cutter and so i usually outsource to cut the cards I make. This increases my production cost and lowers my profits therefore less savings. Usually I am charged o.1 USD to cut each card which I charge 0.49 USD to the end client. This reduces my profit by the 0.1 USD which I can save if I get to purchase the card cutter for my office.

Since I make a Minimum of 50 pieces for every order, then that would mean an increase of 5 USD for every order at a minimum which would go a long way.

I would like to thank you all for the chance given to apply again for another loan and believing in me.

Thank you.