I am a 40 years old, married with two children. Professionally I am a Realtor and proprietor at Scopah Enterprises Limited and Charthan Properties and Realtors. I was born and raised by struggling parents but they gave all their efforts to ensure that me and everyone in the family could enjoy the basic needs and education. I studied up to high school level for my parents could not afford to get me passed that but I did not give up. I found my way to Nairobi through a friend who housed me for several months before introducing me to this great man, the late Gordon Nyabande, who taught me through the essentials of Real Estate and gave me a chance of working under him in his firm. During this period he saw my interest in this field and encouraged me to start classes. I am now a proud Diploma holder in Real Estate but my boss and the person who introduced me in this field did not live long enough to see how far I could go, he sadly passed on in September 2015 through cancer. Now, with over 15 years experience in Real estate market, I have decided that am ready to venture in this market by starting a real estate consultancy firm together with a friend in the same field. My partner has over 20 years experience in the field and our aim is to combine our efforts in developing our young firm with a target to becoming one of the leading real estate firms in Kenya by the next 10 years. I am a big fan of business documentaries and also a soccer lover. Besides I love exercising and reading news papers and magazines. It has been a long journey so far, but am not giving up till I see myself up there with the best entrepreneurs in the country!

Scopah Enterprises is my business that has been in operation for about 10 years now. In this business I deal with the fast moving consumer goods. I chose this kind of business after conducting a feasibility study over a period of six months which led me to concluding that this are basic goods and people will need them in their homes day in day out. The business initially generated monthly profit of about $500 but your first loan saw my profit go up by 8%. Your second funding of my project enable my profits grow with another 12%, your third lending grew my profit with about 16% and the business has continued growing over the years. We are currently enjoying monthly profits of about $1,500 of which I spend $140 for rent, $200 I pay myself a salary, $150 I pay my wife who runs the business, $70 takes care of utility bills, $200 goes for savings and the rest goes for reinvestment in growing the business. During this period we have been in operation we have seen tremendous growth most of which is all because of your funding and support. The expansion of business has seen my family continue to enjoy better living conditions as well as support others families through employment and charity work. The real estate business is fairly new and we are still working on setting up proper structures to enable the business to continue thriving.

I intend to utilize the funds to strengthen and expand my young real estate agency business by investing in Marketing, property acquisition and improved service delivery. This will increase business turnover and profitability allowing me to meet my loan obligations comfortably. The growth of the business will also create employment opportunities for the youth and also provide affordable housing solutions to members of the community. In turn, the increased income will help better support my family and continue contributing positively to the community's economic development.