I am Joseph Ngoya a motobike and tukutu owner,I am a christian married to lovely wife as well I I am a businessman in Nakuru shabab shopping center.I started business since employement was very difficult for me. Since my educational level was low and I started a small Barber Shop that has grown and has made me to do alot of busineses like Boda Boda and matatu for tukutuku as well bought a small land in town that I reside whith my family.so my earnings I have invested much in them.I came to realize with Zidisha loan I will improve my business standard and earn more than what I earn I visited on David Kandie and showed me how good he has grown from employed to self employed I am great on how Zidisha loans has helped apart of our community.Zidisha as i have realized is not only a micro lending but a poverty eradication in our community.

thanks leonardia am so happy to hear from you ido shave 20persons per day each pays 50bob kenyan money

First is to thank you for the previous loan I used it as I requested it and I thank you so much.This loan I am requesting to repland my tuktuk as well new tires of which will add more value in the services that I offer to my customers.Through this loan I have Lernt alot if you I request this loan and use it for the purpose requested for I have done a smooth business without any problem I thank you lenders.Regards