Hello,

I am Raphael otinga, I schooled to college level and later secured a job as a teacher, I have three children and one wife.

I will always work hard to support my family and siblings.

Am into farming and selling of food consumables in my small shop.

I normally earn an average of 20 us dollars a day from the shop which I invest back into the shop and family upkeep.

The loan will help with farming of vegatables, I will use some to buy farm inputs and some for transportation to and from the market.