My name is Kiprono Josphat. I was born and brought up in a humble background. My parents were farmers and lacked a steady source of income.
I went to a local school and this saw me struggle so hard due to lack of school fees and enough basic needs.
Nevertheless, I managed to complete my primary and secondary school.
I had to stay at home for some years working on odd jobs to accumulate money to join the University.
In later years, I was able to save enough and underwent a degree course in Information Technology. I managed to complete the course despite major hurdles of lack of fees and basic needs.
The major challenge I have always tried to eradicate is poverty, which comes due to lack of funds and capital even if one has a good business idea.
With the help of little savings, I have managed to open up a cyber which I provide browsing, scanning, printing, photocopy, typesetting and selling stationary to customers.
It is my dream to supply my services in large scale and open up branches to reach more customers and realize higher profits.
I opened up a computer business which provide browsing, scanning, printing, photocopy, typesetting and selling stationary to customers.
I have employed one female member of staff who work with me in this business.
I pay this employee a monthly salary of Ksh. 10,000. In this business, I realize a profit of Ksh. 10,000 after paying myself a monthly salary of Ksh. 15,000. I plough back the profit to extend the business to provide more quality services.
It is my dream to supply my services in large scale and open up branches to reach more customers and realize higher profits.
In my business, apart from dealing with browsing, photocopy, scanning, printing and typesetting, I also sell stationary like Quire books, pens, rulers, realms of printing papers among others.
With the loan I am requesting, I will purchase the following materials.
1 realm of printing papers @Ksh. 350
10 rulers @ ksh.15= ksh. 150
2 boxes of office pins@ ksh. 50= ksh. 100
1 box of pen ksh. 180
1 box of rulers ksh. 180
Business stamp ksh. 80
TOTAL= Ksh. 1040
Sparks computer business
My name is Kiprono Josphat. I was born and brought up in a humble background. My parents were farmers and lacked a steady source of income.
I went to a local school and this saw me struggle so hard due to lack of school fees and enough basic needs.
Nevertheless, I managed to complete my primary and secondary school.
I had to stay at home for some years working on odd jobs to accumulate money to join the University.
In later years, I was able to save enough and underwent a degree course in Information Technology. I managed to complete the course despite major hurdles of lack of fees and basic needs.
The major challenge I have always tried to eradicate is poverty, which comes due to lack of funds and capital even if one has a good business idea.
With the help of little savings, I have managed to open up a cyber which I provide browsing, scanning, printing, photocopy, typesetting and selling stationary to customers.
It is my dream to supply my services in large scale and open up branches to reach more customers and realize higher profits.
I opened up a computer business which provide browsing, scanning, printing, photocopy, typesetting and selling stationary to customers.
I have employed one female member of staff who work with me in this business.
I pay this employee a monthly salary of Ksh. 10,000. In this business, I realize a profit of Ksh. 10,000 after paying myself a monthly salary of Ksh. 15,000. I plough back the profit to extend the business to provide more quality services.
It is my dream to supply my services in large scale and open up branches to reach more customers and realize higher profits.
In my business, apart from dealing with browsing, photocopy, scanning, printing and typesetting, I also sell stationary like Quire books, pens, rulers, realms of printing papers among others.
With the loan I am requesting, I will purchase the following materials.
1 realm of printing papers @Ksh. 350
10 rulers @ ksh.15= ksh. 150
2 boxes of office pins@ ksh. 50= ksh. 100
1 box of pen ksh. 180
1 box of rulers ksh. 180
Business stamp ksh. 80
TOTAL= Ksh. 1040