I remember my teenage period, it was full of drama. my parents parted and i was brought up in a single family who the head was my mother. my mother fight hard to keep her children health and safe. i have three siblings. my mother was a hardworking woman who didn't gave up in any hardship circumstance, she did all types of business so that she can feed her family. this movie which i saw during that time made me to work hard in my studies so that i can make my mum proud and stay at home waiting food from me. in my mind i said that "one day my mum will rest and eat without any problem" i went to public schools since in primary level because here in my country to be in good school like private schools one must have enough money. after finishing my high school studies, i went to a small town and i started working as house maid for three months. the money i earned i used to start a job of selling boiled eggs. i loved my business so much because it was the one that provided everything. i even started helping my mother with some money for home use. the business of selling boiled eggs gave me good profit and i even started this business of cyber cafe. i thank God for this far and now my mother is not working any more. i am providing her basic needs and she is certifying and happy.

The business I deal with is retailing of stationery and I also offer services such as type setting photocopying and lamination (cyber cafe).

I chose this business because its demand was high from the local residents. Further more, there were many school coming up well which increases the number of potential customers.

The total cost of my business stock is about eight thousand and this earns about three thousand every month. I normally use about forty percent of this for buying stock for my family and the remaining I reinvest for growth of my business.

It is from these sources that I am going to draw cash to repay the loan.

Hi lender,

It is my great joy, God bless you,

When given this loan I will use it to buy small Desk jet printer machine worth USD ($64.52), Accessories e.g photocopy papers,binding papers,photo papers, envelopes, ink that worth USD ($148.89) and a Desktop computer(full set) worth USD($184.14).

This will enhance the services of the cyber, create more jobs to my employees and it will bring impact to my business because my customers will get good services.

The balance of USD($49.63) which will remain after buying those items I will use it to pay school fees for my second semester and cater my transport.

This stock will make me to earn much profit of 40% margin every month which is very successful to my business.