My name is Zephenia Cheruiyot Wale. I live in Kabuchoi town that shaped me resilience. I studied at Kapmungei school from nursery until class eight, but I lost my father at that time forcing me to stop school due to lack of school fees.Despite hardship I began hawking boiled eggs, and later growing into a clothes business through savings.My journey reflects determination.My dream is for educating my children to secure a bright future. In my free time I enjoys engaging with people and exploring small business ideas.

I will use the loan to buy more clothes stock to expand my business in Kabuchoi. I offer affordable clothes to the community meeting my daily needs with quality and variety. I chose the business because clothes are always in demand and easy to sell.My typical cost is buying stock in lower prices and selling at a profit.The revenue help me restock and grow. will use profits to support my family, educate my children, create jobs for the community and expand my business further.

I plan to use the funds to extend my stock atleast to stock more clothes because the one I have small and my business is expanding, and then I need materials for renovation. In addition I will use some funds to purchase more clothes to restock my business. These funds will assist me in meeting those requirements and purchasing of goods. The funds will also assist me to gain more income in my my business,do more investments which will lead me to create job for members in my community. Thank you.