About Me
My name is shadrack ngala. I was born in kilfi County Kenya in a family of seven. Iam married and I have six children and grand children. We grew up in rural area and our parents who were farmers did their best to educate us with proceeds from the farm which we sold as children at the market. I did EAST AFRICAN CERTIFICATE ON scholarship from the county council of Mombasa later I did a diploma in human resource and much later I did a diploma in bible studies. I worked later as in hotel industry for almost 40 years I endured deprived upbringing and navigated safely into adulthood. This is where my life changed drastically as I became accustomed to urban life. I worked as an intern for one year and I thank GOD now am able to serve the society as the chairman of MTWAPA SECURITY COUNCIL A security initiative also I serve as the deputy pastor of KARIBUNI BAPTIST CHURCH IN Mtwapa those positions am happy to serve them since I help the society
My Business
I used to own small shop/place where I used to sell different kinds of local foods and stuffs for people especially the locals in my area . But I also have water selling point from a borehole which now I use for my sustainability since I started this business. I sell water I earn at least 10 dollars daily after paying my attendant and paying electricity as well as maintain the pipe. I save 5 dollars, for my future, while the rest I invest in the business. I pay the levies for the county Government 1 dollar. From this business, I pay my house rent, I buy my clothes, and I support my younger siblings who are still in school. Now I would love to start retail shop I still own the shop as the premises are mine so I would not pay rent. I wish to get funds and help me pick up again.
Loan Proposal
Hello Lenders.
The loan will help me buy more stock for my shop since the population of the area have increased due to new factories in the area..The stock that i am going to purchase will cost 111dollars. Together with my savings I’m targeting to restock goods worth 125 dollars. This is because as per now my savings has increased to 20 dollar. Since I have shelves already and a fridge mine is to display the goods. I plan to pay my loan with the savings from the water proceeds. With these I’m targeting my profits to go up.
Stocking my shelves
About Me
My name is shadrack ngala. I was born in kilfi County Kenya in a family of seven. Iam married and I have six children and grand children. We grew up in rural area and our parents who were farmers did their best to educate us with proceeds from the farm which we sold as children at the market. I did EAST AFRICAN CERTIFICATE ON scholarship from the county council of Mombasa later I did a diploma in human resource and much later I did a diploma in bible studies. I worked later as in hotel industry for almost 40 years I endured deprived upbringing and navigated safely into adulthood. This is where my life changed drastically as I became accustomed to urban life. I worked as an intern for one year and I thank GOD now am able to serve the society as the chairman of MTWAPA SECURITY COUNCIL A security initiative also I serve as the deputy pastor of KARIBUNI BAPTIST CHURCH IN Mtwapa those positions am happy to serve them since I help the society
My Business
I used to own small shop/place where I used to sell different kinds of local foods and stuffs for people especially the locals in my area . But I also have water selling point from a borehole which now I use for my sustainability since I started this business. I sell water I earn at least 10 dollars daily after paying my attendant and paying electricity as well as maintain the pipe. I save 5 dollars, for my future, while the rest I invest in the business. I pay the levies for the county Government 1 dollar. From this business, I pay my house rent, I buy my clothes, and I support my younger siblings who are still in school. Now I would love to start retail shop I still own the shop as the premises are mine so I would not pay rent. I wish to get funds and help me pick up again.
Loan Proposal
Hello Lenders.
The loan will help me buy more stock for my shop since the population of the area have increased due to new factories in the area..The stock that i am going to purchase will cost 111dollars. Together with my savings I’m targeting to restock goods worth 125 dollars. This is because as per now my savings has increased to 20 dollar. Since I have shelves already and a fridge mine is to display the goods. I plan to pay my loan with the savings from the water proceeds. With these I’m targeting my profits to go up.