Thank you very much.

I am a young man and a God fearing person,born and brought up in rural area.Since my childhood, i was going to school as well as helping my parents with house hold duties like fetching water and firewood also looking after the livestock.I studied the primary school and proceeded to secondary level where i attained a grade that propelled me to a technical training.I am a trained person on both business entrepreneur and as an electrician.Throughout in my struggle,i decided to go to town to look for jobs and started living with my friend in Nairobi.Finding jobs was a nightmare,with the high cost of living,i decided to do odd jobs like in construction sites to meet the daily cost of living.As a matter of fact,i worked so hard and saved some money.The little money i got from my parents lead me to start my own Small hotel in the area where i could sell foods.The hotel didn't do well but i converted the space into a Shop.I got some additional money from my uncle who gave me USD 900.00.For close to 5 years now my shop has been in operation i have gained a lot of experience and improved in my life and now living with my younger brother and supporting his education.The unique thing about the land i live is that people respect and honor hardworking people and well as respect to humanity.My children would like their father to be responsible in providing necessary basic needs for them to grow get educated and live good life.

My hobbies are Riding bicycle and visiting children homes.

Thank you.

My shop business usually deals in providing general daily used products.These products includes,Rice,Maize floor,Wheat,soaps,Milk,Credit cards,biscuits,e.t.c.Mostly these products are useful because most of them are basic food that is consumed almost every day.I decided to choose this business as it does not deal with processing but just selling finished goods therefore gives you more opportunity to concentrate with making profit and selling in big volume.This business does not involve a lot of cost.Meanwhile my typical cost while doing this business is simply cost of buying these goods and transportation to my shop,other costs are rent and county council permit.

Most of my profit goes towards reinvesting since i don't have other source capital to expand my business.I also pay school college fees for my younger brother.

My parents though odd now have been my greatest source of encouragement.

Thank you.

The loan will go straight towards buying maize floor in sacks usually at a cost of $53.00.

I will also buy Serials; Maize at $42.00 Assorted beans at $62.00.

On the list will also be sugar, one suck at $46.00 and Rice at a cost of $35.00

Milk or Soft drinks at a cost of $22.00 and 15.00 respectively.

This loan will again open more opportunities for me because these products are commonly fast moving products in my shop than any other since they are food products.

My customers will be assured of getting all the stock of the common items they use daily.

My profit on the other hand will increase considerably from the current USD30.00 to USD500.00 per day.

This will greatly change my life and that of people whom I help like my mother.

Thanks to you you lenders.