my name is Newton and am seeking a loan of 10000 to buy stock this month.This business has been operating for four years now and I make a profit of 8000kshs to 10000kshs per month.I finished my undergraduate two years ago due to the business I opted to be self employed.I have employed four employees who manages the timber yard and also the making of the furniture. Am a business oriented person because when I was 10years I started a business of selling eggs and I could a make profit of 500kshs per day which was good for me.

my business deals with buying timber and making furniture whigh means we make home furniture eg beds,sofa sets,cupboards(full cabinet).This is a business that has challenges eg failing to satisfy your customers by your furniture designs,buying imported timber which is so much expensive.This business also has a lot of competition but it is allowed in business. For you as a business person to be able to win customers you must be knowledgeable in the area of your business and also know that a customer is always right.

since it is a small amount as per my business I will take the loan and repay it back so that I can I have a credit worthiness