My name is Jamila Kiambi , I am a graduate in business management. I live in karatina but do business across Kenya. My core business is buying farm produce ranging from poultry meat, eggs and horticulture produce and sell to the local Kenya market at whole sale price to retailers. I would therefore want to boost my buying ability with the help of zidisha loans for a long term relationship. This will help me buy more products from the local farmers and encourage them to grow even more.

My business is to buy farm products from farmers and take them to the market where I sell at wholesale prices to retailers. Currently my buying power is limited by finances yet the number of farmers and the farm produce have increase but cannot reach the market. I use the public transport which is quite challenging as sometimes I am unable to get to the market on time or even carry all my produce which also affects the supply. With zidisha loans , I am planning to work with the lenders until I am able to buy a van that could solve my transportation issues. Currently I also collaborate with others and hire together transport for particular goods. This week we are buying eggs for transportation to coastal area and I will only afford to buy 230 treys but if I had enough money I would buy 500 treys because we are hiring a big vehicle. The returns , is that I buy from farmers at a price of ksh 260 per trey and sell at ksh 380 per tray or ksh 350. We do this two times per week. I also have other products to buy and take to the market but am overwhelmed by the transportation and lack of adequate finances which I believe the zidisha lenders could help me solve.

I submit this application to request for a loan to buy and sell children second hand cloths from the local market. This is because i have the ability and knowledge about marketing and have recently ventured in the field after taking a break from buying and selling farm products. The reason for venturing in this area is that it does not require a lot of movement which is ideal because i do have a 1 year old baby which i have to move with wherever i go. The market is an open air where i have a stand for the clothing.

This loan will boost my purchase as it will enable me to buy a full bundle which costs about $ 80 or Ksh 6500. There is a a huge market potential for this business because there are very many customers and would be able to open at least 2 new bundles every week.

I humbly request zidisha lenders to consider this plea.

regards