Am Vincent Kivuti Nyaga ,I live in Ongata Rongai town in Kajiado county.Iwork as a mobile photographer.I move around the town of Ongata Rongai and its environs taking people photos for a pay as a means of earning a living .Most of my customers like their photos being taken in their working places.Iam also invited to take photos in small occassions with few people like birthdays and cometogether gatherings as bigger occassions prefer well equiped studios which i am yet to acquire .The town has a huge population ,so i always have to be efficient in my delivering work .My job bridges the gap between the outdoor scenes and indoor studio printing .This saves alot of time for people in their job places ,especially is they want to save time.Ihave my job cards printed with my phone number ,this makes it easy for people in need of photos or passports to call me in their ideal locations .workshop owners with finished products like wood products and metal products relely on my mobile photography for their finished products.in a good working sday i make a profit of ksh 800,monthly i make a profit of ksh 24000,my total expenses are ksh 20,000 so at the end of the month i only have a balance of ksh 4000,which cannot make me expand my business.my hobbies are travelling and reading motivational books .

Am Vincent Kivuti Nyaga ,I live in Ongata Rongai town in Kajiado county.Iwork as a mobile photographer.I move around the town of Ongata Rongai and its environs taking people photos for a pay as a means of earning a living .Most of my customers like their photos being taken in their working places.Iam also invited to take photos in small occassions with few people like birthdays and cometogether gatherings as bigger occassions prefer well equiped studios which i am yet to acquire .The town has a huge population ,so i always have to be efficient in my delivering work .My job bridges the gap between the outdoor scenes and indoor studio printing .This saves alot of time for people in their job places ,especially is they want to save time.Ihave my job cards printed with my phone number ,this makes it easy for people in need of photos or passports to call me in their ideal locations .workshop owners with finished products like wood products and metal products relely on my mobile photography for their finished products.in a good working sday i make a profit of ksh 800,monthly i make a profit of ksh 24000,my total expenses are ksh 20,000 so at the end of the month i only have a balance of ksh 4000,which cannot make me expand my business.my hobbies are travelling and reading motivational books .i will pay the loan using my business income

I want to buy a bicycle to enable me reach more customers for photo taking ,it will also enable me to cut cost of fare for photo processing ,with less expense i will be able to save some money to improve the business ,it will also enable me to repay the loan quickly and efficiently.

Because i have a big network of customers the bicycle will enable me to reach them quickly when they call me.I do not have enough capital or income to purchase a bicycle which costs Ksh 15000(fifteen thousand) i.e us dollars 178.If i am supported i will be able to expand my business ,i will buy a printer for photo processing ,i will also process photos for other photographers at a fee.I will also get a small office premises for processing the photos.I will also buy a more powerful camera and this will increase my earnings and be able to get bigger loans and expand my business.