am kiptoo. Born, raised and schooled in Kericho. Primary school took place at Highlands, Litein secondary school and went to Nairobi University for higher education.

I took a degree course in sociology. I am currently work as social worker at the Kericho District Hospital. On the business side i am talented in Music where i sing together with a musical band of three.

We sing in events and get paid. We also praise and worship in our church

I offer musical services. I lead my band in playing the Keyboard and also sing Alto. We combine together and form a band of four, we sing in events like weeding, burials, birthday parties and other parties and get paid.

This services are very useful because they offer entertainment to people and thus enjoy music and they enjoy their events too. I chose this business because after the four of as met, we realized that we compliment each other so well and hence we decided to form a group and that is basically how our singing resulted.

We support each other financially with the income that we make, we invest into the band to better it each and everyday.

Being the overall chairman, i take charge of certain responsibilities. I hence wish to advance this loan on behalf of the group so that i can use the loan plus some savings that i have and make some uniform for our band. The desired uniform for the four of us will cost 110 us dollars. Granted the 20 us dollars, i will add 90 us dollars from our bank and buy the unifroms.