iam a young man aged 22.i was born in the city of lusaka and grew up there .but during my childhood ,life was not easy at all because mom and dad separated when i was five years old .when they separated i was supposed to live with my mother in solwezi town at my grandmother's house.that was in the year 1999.There in solwezi life was not easy at all because at that time mom was'nt doing anything.she had no money to support me,my brother and sisters.this gave me a challenge of not going for school because i lacked sponsership.i started my grade 1 at a community school of which i was sucked for school fees.i stayed for two good years without going to school until the time came to pick m e up from solwezi.he took me back to lusaka where i started my primary education.The challenges i was going through gave me courage to study hard and concerntrate at school because i knew that one day i will become some one in life.when i went to secondary school i managed to get a division one certificate.when i completed my secondary i started a small retail shop because i was interested in business.that is how i met my friend Harrison who introduced me to mtn mobile money.
when i completed my secondary i started a small retail shop where i used to sell goods like sweets ,soft drinks and many other different products.But as time went on i met my friend Harrison who was running a business called mtn mobile money and introduced me to the same business.Now am running the same business in the city of lusaka.In my business i provide goods and services such as mobile phones,talk time sim cards and also do mtn mobile money transfers.i provide these goods and services because they are on demand and because business is easy to run.For instance ,i provide mobile phones because we are living in a morden world and almost everyone wants a mobile phone in order to make communications and this communication cannot be made without a sim card and talk time .so this makes my goods to be on demand hence giving me much profit.And i provide mobile money services because it is the fastest and easiest way of money transfering here in zambia.It is more like every one relies on my goods and services.After making profit from this business of mine i use the money to support my young brothers and sisters and also use the money boost my business by opening new operation places.and i also use the money to suppprt my every day life.
when i get my loan i want to boost my business by opening new business branches in many places.i will buy sim cards for $50, talktime for $50 and mobile phones for $80.these goods will benefit me by giving me enough profit to offset my loan and also increase my products .it will also helpm me have enough money to pay for my rentals at the market.This will not just help me alone but alson other people like my family for instance pay school fees for those in school.it will also benefit others by getting loans from ZIDISHA using the money i repay.this will make a lot of people join zidisha.From this business i expect my profit to be K200.