I am Joost and I live in the province Noord Brabant in the Netherlands (in Europe).

In my eyes everyone is equal regardless of country, religion, color, tribe, race, richness. We are all human and the place where we are born shouldn’t matter.

I like the concept of pay it forward. I hope that you (the borrowers) are able to improve your life by using Zidisha. And I hope that you are able to improve someone else’s life like your family, neighbours, village or even someone unknown to you so they are able to pay it forward again.