I m a Dutch man, who had many penpals before the age of internet, and travelled around the world a lot. Lived for a long time in Asia and have seen the struggle some people have to start business. For several years now I fund Kiva loans, however, doesn't like the interest asked, and the high rate of loans not being paid back. However, I still want to help people, and my heart in the first place goes to Indonesian loans since I travel there often. I have 8 adopted children from Indonesia, who are all now above 18 years of age. I work at the Dutch Postnl
I do NOT invest in things that are illegal: like copied dvd's/cd's, not in alcohol, smoking (incl vape), or other things that harm humans, environment, or breaks law.