Miriam
Kutus, Kerugoya, Kenya
100% repaid
Name
Miriam
Member since
May 2014
On-time repayments
24 installments • 100%
I am a 29 year old lady and a mother of two girls,. I have a diploma in marketing and a certificate in theology. Am a joyful lady,handworkind and a good mother to my kids. I have a cosmetic shop at my home town Kutus,which i started after lossing my job coz of sickness.am in this bussiness for three years now,With Zidisha, I believe I can attain my dream of owning a fully fledged one stop cosmetic shop in the future.
Like earlier stated, I run a small shop in my hometown of Kutus,this is my biggest source of income an here is how I earn
Monthly turnover $330
Rent $100
Food and other expenses $100
Miscellaneous $50
x
From the above earning I am left with a profit margin of $ 100which I save in a Sacco and part of it re-invests in the business to spur growth. I have established a customer base, especially the salons around me and I have a competitive edge over my competitors since I am able to get my products from Nairobi at cheaper prices. Should my account be approved, I can only soar higher since this is not a start up.
Hello Lenders, I run a small cosmetic shop n Kutus town, where I sell cosmetic products and women shoes. The business has been good but lack of funds to inject in my business has seen slow growth. While I have a steady flow of customers, especially the beauty parlors nearby, I have a problem meeting their demands. The reason why I am here is to ask lenders to help me raise $ 150 to add stock on my already running business. This will ensure that I have enough time to run the business as the trips to the city will be reduced since I can get stock in bulks. Longer opening hours means more turn over and by extension more profits. I want to one day own a cosmetic super store that sells women shoes as well. Zidisha is my best bet to make sure this happens.
Should my loan get funded, this is how I intended to us the loan
$ 50 buy synthetic hair @ $ 5 per piece
$ 60 buy second hand women shoes @ $ 3 a pair
$ 40 buy beauty products such as hair oil and lotions
Expected Returns -
Synthetic hair - $ 2 profit per piece meaning $ 10
Women shoes - $ 1 profit per pair meaning $ 20
Beauty products- around $ 10
From the above, I expect to make $ 40 in profits from with the initial $ 150 Zidisha loan. I have committed to pay $ 6 every week but I intend to change that in after a while so I can clear the loan as soon as possible. God bless you as you contribute towards my loan.
Thanks again
Yours faithfully
Miriam Makeba Hatibu
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jun 4, 2014
Repayment status
On Time
Projected term
6 months
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Amount repaid
$163.55
Amount remaining
$0.00
Date repaid
Nov 19, 2014
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 14, 2014 | $5.64 | Jun 14, 2014 | $5.64 |
Jun 21, 2014 | $5.64 | Jun 14, 2014 | $1.34 |
Jun 21, 2014 | $4.30 | ||
Jun 28, 2014 | $5.64 | Jun 21, 2014 | $0.93 |
Jun 28, 2014 | $4.71 | ||
Jul 5, 2014 | $5.64 | Jun 28, 2014 | $1.10 |
Jul 5, 2014 | $4.53 | ||
Jul 12, 2014 | $5.64 | Jul 5, 2014 | $1.86 |
Jul 12, 2014 | $3.78 | ||
Jul 19, 2014 | $5.64 | Jul 12, 2014 | $2.03 |
Jul 19, 2014 | $3.60 | ||
Jul 26, 2014 | $5.64 | Jul 19, 2014 | $0.47 |
Jul 26, 2014 | $5.17 | ||
Aug 2, 2014 | $5.64 | Jul 26, 2014 | $0.29 |
Aug 2, 2014 | $5.35 | ||
Aug 9, 2014 | $5.64 | Aug 2, 2014 | $0.58 |
Aug 9, 2014 | $5.06 | ||
Aug 16, 2014 | $5.64 | Aug 9, 2014 | $0.76 |
Aug 16, 2014 | $4.88 | ||
Aug 23, 2014 | $5.64 | Aug 16, 2014 | $0.93 |
Aug 23, 2014 | $4.71 | ||
Aug 30, 2014 | $5.64 | Aug 23, 2014 | $1.10 |
Aug 30, 2014 | $4.53 | ||
Sep 6, 2014 | $5.64 | Aug 30, 2014 | $1.28 |
Sep 6, 2014 | $4.36 | ||
Sep 13, 2014 | $5.64 | Sep 6, 2014 | $0.06 |
Sep 13, 2014 | $5.58 | ||
Sep 20, 2014 | $5.64 | Sep 13, 2014 | $0.23 |
Sep 20, 2014 | $5.41 | ||
Sep 27, 2014 | $5.64 | Sep 20, 2014 | $0.41 |
Sep 28, 2014 | $5.23 | ||
Oct 4, 2014 | $5.64 | Sep 28, 2014 | $0.58 |
Oct 5, 2014 | $5.06 | ||
Oct 11, 2014 | $5.64 | Oct 5, 2014 | $1.92 |
Oct 12, 2014 | $3.72 | ||
Oct 18, 2014 | $5.64 | Oct 12, 2014 | $0.81 |
Oct 19, 2014 | $4.83 | ||
Oct 25, 2014 | $5.64 | Oct 19, 2014 | $0.76 |
Oct 26, 2014 | $4.65 | ||
Nov 2, 2014 | $0.23 | ||
Nov 1, 2014 | $5.64 | Nov 2, 2014 | $5.64 |
Nov 7, 2014 | $5.64 | Nov 2, 2014 | $1.10 |
Nov 8, 2014 | $4.53 | ||
Nov 14, 2014 | $5.64 | Nov 8, 2014 | $3.02 |
Nov 16, 2014 | $2.62 | ||
Nov 21, 2014 | $5.64 | Nov 16, 2014 | $5.64 |
Nov 28, 2014 | $5.64 | Nov 16, 2014 | $3.37 |
Nov 18, 2014 | $2.27 | ||
Dec 5, 2014 | $5.64 | Nov 18, 2014 | $5.64 |
Dec 12, 2014 | $5.64 | Nov 18, 2014 | $5.64 |
Dec 19, 2014 | $5.64 | Nov 18, 2014 | $5.64 |
Dec 26, 2014 | $5.64 | Nov 18, 2014 | $3.60 |
Nov 19, 2014 | $2.03 |
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