Mohamed

Niamey, Niger

9% repaid

Entrepreneur

Name

Mohamed

Member since

March 2013

On-time repayments

11 installments  •  9%

About Me

MA FAMILLE EST UNE FAMILLE DE INADAN TRIBU DES FORGERONS DE L'AZAWAK. MES PARENTS VIVENT A KIJGARI VILLAGE SITUE A QUELQUE 15 KILOMETRES DU DEPARTEMENT D'ABALAK. QUANT A MOI JE VIS A NIAMEY. JE JEUNE BIJOUTIER. JAI PAS ETE A L'ECOLE. L'IDEE DE DEMARRER UN COMMERCE ME VIENS EN TETE QUAND J'AVAIS 22 ANS : CAR A CET AGE JAI COMMENCER A ETRE RESPONSABLE ET CHEF DE FAMILLE. JE SUIS MARIER ET JE PREND EN CHARGE MA FAMILLE ET MES PARENTS ET FRERES ET SOEURS. J'AI REALISER BEAUCOUP DES CHOSES AVEC LES GAINS DE MON COMMERCE D'ABORD JAI FINANCER MON MARIAGE: JE NOURRIS ET HABILLE MA FEMME. JAI CONSTRUIT UNE MAISON EN BANCO AU VILLAGE ET J'ACHETE DE FOIS DES CHEVRES.

My Business

LES MARCHANDISES SONT DIVERS CAR IL YA CELES QUE NOUS MEME ON FABRIQUE CE A DIRE LES BIJOUX EN ARGENT ET CELLES QU'ON ACHETE COMME LES PRODUITS IMPORTES DE AUTRES PAYS COMME LA COTE D'IVOIRE SENEGAL INDE ET MEME CHINE. NOS MARCHANDISES SONT DEMANDER CAR ILS SONT BIEN TRAVAILLER ET ONT DES SIGNIFICATIONS TRES INTERRESSANTES PAR EXAMPLE IL YA DES GRIS GRIS APELE PORTE BONHEUR: DES BAGUES AVEC DU SABLE DU DESERT...ECT. LES CLIENTS SONT SURTOUT ATTIRES PAR CES SIGNIFICATIONS ET CES PRODUITS QUI PORTE BONHEUR. LE COMMERCE EST RENTABLE CAR MOI PERSONNELEMENT JE CIRCULE EN VILLE POUR RENCONTRER LES CLIENTS ET GAGNE. LES COUTS MENSUELS VARIENT DE 100000 A 150000 FCFA. LES REVENUS EUX DE 200000 A 250000 SI ON VEND LOCAL. LES BENEFICES LES PLUS IMPORTANT SONT RECU QUAND ON VA A L'EXTERIEUR: LES FOIRES INTERNATIONALES

Loan Proposal

50 POURCENT DE MON PRET ZIDISHA SERA UTILISER DANS L'APPROVISIONNEMENT EN MATERIAUX DE TRAVAIL TEL QUE LES LIMES: TOLE A GRATTAGE AMERICAIN: FER: BRONZE ET CUIVRE ET PUIS LES PEAUX DE CHEVRE PLUS LE CHARBON. COMME CE MON PROPRE TRAVAIL JE PRENDRAIS TOUT MON TEMPS POUR ENFIN FABRIQUER DU BON TRAVAIL. LE PRET DE ZIDISHA VA CHANGER MA VIE. J'EN FERAIS UN BON USAGE

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$400.00

Date disbursed

May 8, 2013

Repayment status

Late

Projected term

12 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

lucafrangi

Vienna, Austria

C

Coldspring

West Plains, MO, United States

russell

leicester, United Kingdom

fcjapan

Osaka, Japan

Creole1

Mobile, Alabama, United States

A

Astrid

Den Haag, Netherlands

J

jzidi

Los Angeles, United States

Sverre

Bergen, Norway

Ric

Iloilo, Philippines

Ask Mohamed a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Astrid    Jan 25, 2016

    Hi Mohamed, How are you doing today?

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  • Astrid    Aug 1, 2014

    Hi Mohamed, Please continue your repayments, we're still waiting for them.

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  • Sverre    Nov 26, 2013

    Why not sell your jewelry on: Pourquoi ne pas vendre vos bijoux sur:
    thehungersite.greatergood.c...
    www.ebay.com/sch/Handcrafte...
    jewelry.novica.com/
    www.etsy.com/sell?ref=hp_so...

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  • ashleeandjeanelle    Oct 29, 2013

    Dear Lenders,
    My name is Ashlee and I am a Communications Associate with Zidisha. We are currently working to help Monsieur Abdoulaye meet the repayments he has missed. Besides being financially unable to meet these, we often find there are three main reasons our borrowers fall into arrears: they may have simply forgotten to make a repayment, we may have had trouble communicating with them to remind them of this, or they may have made a repayment but this has not been properly referenced on the bank statement (meaning without confirmation from the borrower, this cannot be entered on their repayment schedule). With regard to Monsieur Abdoulaye specifically, as the comment below from my colleague Mien indicates, our biggest challenge has been trying to contact him; this is made even more difficult by bad connections and difficult time zones. As we continue to follow up with him, we ask for your patience as we do. We will keep you updated as best we can.
    Thank you for your understanding,
    Ashlee

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  • MienDeGraeve    Aug 22, 2013

    Dear lenders,
    I have tried to contact Mr Mohamed Abdoulaye regarding his payment for this month several times. Finally yesterday I was able to speak to him. The line was so bad that I could hardly understand him but he sent me an sms afterwards, explaining me that he is on the country side right now with his herd looking for grazing grounds now that it is rainy season in Niger. He doesn't have internet access over there so is not able to reschedule his loan, but he promised me to be back before September 10 and to make the payments for 2 months as soon as he has arrived.
    Thank you for your patience,
    Mien

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    • Sverre    Oct 29, 2013

      We are past September 10 now, the date repayments was promised to be made. I hope that Zidisha staff soon will be able to reach him by sms/email/ phone.

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  • MienDeGraeve    Apr 28, 2013

    Dear lenders,
    My name is Mien, I am Client Relationship Manager for Zidisha in West-Africa. You may have been wondering why this loan, that has been fully financed since a while and also has been accepted by the borrower, has not been disbursed yet. Since one month we have been negotiating with our partner bank in Niger about free disbursement of our loans. The bank has charged us 11900 FCFA (23,60 USD) for each of the first disbursements we did in Niger. It is clear that Zidisha can't accept such fees and we don't want our borrowers to pay them either. Negotiations go on and may result in the decision to start a partnership with a new bank in Niger. We hope to find a solution during the next few days, in order to disburse this and all the other loans in Niger, and in order to guarantee the future development of our Niger program.
    Thank you very much for your patience and understanding.

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