To stock cereals, fruits & vegetables

Godfrey

Mombasa, Kenya

19% repaid

Entrepreneur

Name

Godfrey

Member since

April 2014

On-time repayments

252 installments  •  15%

About Me

hi zidisha team my names are godfrey owino born more than 35 yrs ago.im the first born of seven siblings three girls and four boys.i went to school till high school level.i come to mombasa from my rural area to such for a better life.i was employed as a field officer in one of the company thats deals with clearing and forwanding.im married with three kids and my hobbies are playing football and reading.

My Business

hi zidisha team,i started my bussiness from a little saving i had which was 200 usd.its a mini shop and God willing i want to expand it to a retail shop.i sell whertflour,maizeflour,sugar,rice,milk and many more.when i get your loan i want to a bigger stock in my shop making the profit to increase.in a typical day my sell are 40usd when i remove all the expencess i keep 10usd ptofit.i will be using part of profit to pay zidisha loan and the rest i will be saving for my future bigger shop.

Loan Proposal

Hi team zidisha and ll the lenders,I'm do greatfull for the support I got when I received my first loan as it changed my life alot n saved me the psin of borrowing from places with vevy high interest rates.

I have cleared my previous loan and it's been of much help to me and I'm looking foward towards getting this second one fully funded in good time as we approach this festive season to enable me make the most out of this holiday season.

I am planning to venture into abit of cereals as most of my clients keep asking for them every time they come shopping as this would be much convenient to them if they got all they want at one point which to me is a great opportunity for growth.

I plan to buy the following items once I get the loan,a sack of beans @ 87 usd,a bag of rice @ 47 usd,a bag of sugar @ 64 usd, two bales of wheat flour @ 30 usd and the rest an assortment of other commodities i.e. fruits & vegetables,washing detergents and bathing soap etc.

I appreciate your continued support as I can now do alot with ease

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$290.00

Date disbursed

Nov 25, 2014

Repayment status

Late

Projected term

51 months

Other loans

Lenders

Franmiguel

Perth, Australia

Ask Godfrey a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Franmiguel    Dec 17, 2015

    Hi Godfrey,
    Happy Holiday Season to you.
    I hope all is well and that you and your business have a better 2016.
    Regards
    Michael

    Log in to reply • Share
  • Franmiguel    Jul 26, 2015

    Hi Godfrey,
    I just thought that I would touch base and see how you are doing.
    I hope that all is well.
    Regards
    Michael.

    Log in to reply • Share
  • Godfrey    Jun 17, 2015

    My business went down and I'm struggling to pick up and get back on track

    Log in to reply • Share
    • Franmiguel    Jun 24, 2015

      Hi Godfrey,
      Thanks for making a couple of payments.
      I am sorry to hear that your business is not going so well.
      I hope that things improve very quickly for you.
      All the best.
      Michael

      Log in to reply • Share
  • Franmiguel    Apr 22, 2015

    Hi Godfrey,
    Again I just thought that I would touch base.
    I see that you have made a payment, thanks for that.
    How is the sales business going?
    Regards
    Michael

    Log in to reply • Share
  • Franmiguel    Apr 2, 2015

    Hi Godfrey,
    I just thought that I would touch base and see how you were doing.
    Regards
    Michael

    Log in to reply • Share
  • Godfrey    Mar 4, 2015

    I have been going through numerous challenges both financially and this has really brought me down but I'm liiking foward to keeping my repayments updated.

    Log in to reply • Share
    • Franmiguel    Mar 4, 2015

      Hi Godfrey,
      Thanks for keeping me informed.
      I hope that you can get on top of your challenges so you can look forward to better days ahead.
      All the best
      Michael

      Log in to reply • Share
  • Godfrey    Feb 13, 2015

    Hi Michael,
    Hope you are well, things haven't been that good for the past two weeks but I'm catching up and will hopefully have everything in place by end of the week. Thanks for your continued support.

    Kind rgds
    Godfrey

    Log in to reply • Share
    • Franmiguel    Feb 23, 2015

      Hi Godfrey,
      Thanks for being in touch and keeping me informed.
      I hope your business picks up soon.
      All the best
      Michael

      Log in to reply • Share
  • Franmiguel    Feb 12, 2015

    Hi Godfrey,
    Thought that I would get in touch and see how you are doing.
    I hope all is well.
    Regards
    Michael

    Log in to reply • Share
  • Godfrey    Jan 14, 2015

    Hi Michael,
    Thanks for the advise and your continued support,I had some challenges beggining of the year but I'm quite optimistic that all shall well in a short while.

    I have rescheduled my repayment instalments as you advised and thanks once more for that crucial reminder it has really sorted me out for sure and I'm looking foward to reviewing it upwards asap.
    Thanks so much

    Godfrey

    Log in to reply • Share
  • Godfrey    Jan 14, 2015

    I have had some ups and downs in the month of January hence I have missed out on remitting my weekly instalments for some time which is affecting my ontime repayment record and as advised I would like to reschedule my instalments for a while as I sort myself out then I will review it upwards in the due course of time thanks onc again for your continued support.

    Log in to reply • Share
    • Franmiguel    Jan 14, 2015

      Hi Godfrey,
      Thanks for keeping us up to date.
      I am sorry to hear that January was not a good month.
      We understand that sometimes things do not go as planned.
      Here is to a better February!!
      Regards
      Michael

      Log in to reply • Share
  • Franmiguel    Jan 13, 2015

    Hi Godfrey,
    I notice that repayments are falling behind, could I suggest that you reschedule your repayments.
    Keeping your On Time Repayment Score as high as possible will have a large impact on your ability to take further loans.
    All the best,
    Michael

    Log in to reply • Share
  • Franmiguel    Dec 27, 2014

    Hi Godfrey,
    Happy Holiday Season to you.
    I hope you and your business have a great 2015.
    Regards
    Michael

    Log in to reply • Share
  • Godfrey    Nov 25, 2014

    Thanks so much Michael for your support and the wishes be blessed

    Log in to reply • Share
  • Franmiguel    Nov 25, 2014

    Hi Godfrey,
    All the best for the festive season.
    Michael

    Log in to reply • Share
  • Godfrey    Nov 25, 2014

    I appreciate the swift response by the lenders and promise to do my best to make the most out of this festive season.Thanks so much and be blessed

    Log in to reply • Share
  • Godfrey    Nov 22, 2014

    I thank God I just sent my last instalment today and thanks again to all the lenders and the entire zidisha team.Im looking foward to greater achievements thanks to zidisha for making this a reality.

    Log in to reply • Share
  • Godfrey    Nov 21, 2014

    Hi team zidisha and all the lenders,

    I take this oppotunity to thank all for the wonderfull job that you guys have done towards this noble course of changing the lives of many people world over by giving hope to those who had lost hope at some point in life .
    Your continued support to many is highly appreciated and we can now do bisiness with little straign if any.I have experiemced

    Log in to reply • Share
  • Godfrey    Oct 28, 2014

    Things are turning out well for me as I had planned and thanks to all the lenders who made this posible and the entire team for the great assistance towards improving my business.we are headed for the holiday season and business will definately be good.

    I'm looking foward towards clearing my first loan by end of this week and apply for another loan to prepare for this comming season.Otherwise I appreciate every effort made towards making our life better.

    Log in to reply • Share
  • Godfrey    Sep 19, 2014

    Thanks so much team Zidisha for the great job that you are doing to change lives,I am almost through with my current loan repayment and hope to clear it sometime soon so as to get a bigger loan to move my business to a higher level otherwise I appreciate all the lenders for their kindness and support.GBU

    Log in to reply • Share
  • Godfrey    Jul 31, 2014

    The month of Ramadhan has been quite low and I hope it's going to pick up now that fasting is over.

    Log in to reply • Share


Loading...

Loading...

Loading...