A loan to buy a new sewing machine

Risnata

Tema, Ghana

100% repaid

Entrepreneur

Name

Risnata

Member since

August 2017

On-time repayments

11 installments  •  55%

About Me

I received an education based on the cultural values of our community. In our community, respect for the elderly and the esteem of others are best shared. So, I have always had a love of work well done. That's what made me a brilliant student at school. My father worked in the public service and my housewife. My older brother is currently teaching at a primary school. Since my childhood, I have always been impatient in life. That's why my failure at my first school exam was a difficult time for me. But, my parents have made me understand that only patience can lead man to his happiness. That is why I have adopted this approach. Being a girl I knew I was going to get married one day. So I asked a lot of questions about this:
"Who will be my husband?"
"Will he have the means to take care of me as I please?"
- Is it the man who must take all the expenses of the family in charge?
"What can I learn from those who are already married?"
- What do I have to do to flourish in life?
These are some questions I have asked myself about the condition of the existence of man on earth. After these questions, I understood that the man and the woman have to help themselves in the family for the happiness of the couple. That's why I decided to learn sewing.

My Business

My main activity is sewing clothes. I started my training for four years in this sewing workshop. I finished my training, but I lack the money to have my own sewing workshop. This is the reason that motivates me to come to zidisha to ask for his support. At the moment I can receive my clients at my trainer, but often he is not happy with that. Currently, I can get $ 30 a month. My clients promised to join me in my workshop if I could open it. My father promised to buy me a sewing machine. But it's been a long time since he made this promise to me and did not realize it. So I think I have to find sources of funding. After opening my sewing business, I still have other projects like selling clothes and other things. My ambition is to be able to employ people who will work with me. I also want to train other people who want to make a career in sewing. But I must first have my sewing workshop.

Loan Proposal

If my loan is fully funded, the money will be used to purchase a new sewing machine. I know that the first zidisha loans are not high. So I will also ask for the support of my father and other people to help me. I have some money that I have kept as well. All this amount will be used for the purchase of materials necessary for the actual opening of my sewing workshop. I will keep you informed of the progress of my work at any time. This will help to understand the benefits of doing this work. I will do my utmost also to keep the trust you have for me because trust is invaluable.

Feedback

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1

  • David    Jun 8, 2019

    There were no payments from March 2018 to June 2019, when I finally gave up and transferred the loan to the Zidisha Members Loan Fund.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$117.00

Date disbursed

Sep 5, 2017

Repayment status

On Time

Projected term

6 weeks

Lenders

John Minges

United States

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  • Risnata    Mar 13, 2018

    Hello. Just to inform you that I received my loan yesterday. Thank you very much for the support. With this money, I will sell clothes already sew in my workshop.

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  • Risnata    Mar 2, 2018

    Dear lenders, I very happy for your support. Thank you very much.

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  • Benjamin Johns    Mar 2, 2018

    Good luck!

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  • Karen Case    Feb 21, 2018

    Good luck with your business!

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    • Risnata    Mar 1, 2018

      Thank you very much for the message. It's a pleasure for me read message from lenders.

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  • Risnata    Oct 17, 2017

    My old loan allowed me to buy a new sewing machine. This increased my income by 30%. I ask for a new loan to sell clothes in my sewing workshop.

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  • Risnata    Oct 6, 2017

    Let me thank you for the loan. I want to inform you that customers come a lot. With the new machine, I work very well. My profits have increased by 30% since I paid the new sewing machine.

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  • Risnata    Sep 16, 2017

    I buy the sewing machine I wanted. With your support and that of my parents, I am very proud today of this new machine. Now I will work on my own account in dignity.
    Thank you again

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  • Risnata    Sep 5, 2017

    I'll pay a sewing machine with that money. This machine will allow me to work on my own account. I say thank you to the lenders for this confidence.

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