A loan to purchase computers for my cybercafe

James

Ruiru, Kenya

100% repaid

Entrepreneur

Name

James

Member since

August 2013

On-time repayments

291 installments  •  63%

About Me

i am James Mulwa,a young man who is undertaking a printing and photocopy business at Ruiru town.i live with my parents along ruiru-kiambu road, three kilometres from ruiru town near Ruiru prisons training collage.i have completed my high scool education and engaged in small business which is doing quite well.i have a passion of enterprenuereship and like trying various business opportunities.i only have one printing/scanning/photocoping machine,a computer,a laminatind and binding machine which i started with my small business which has proved to grow at an amazing rate.i use my earnings from the business to expand it to cater for the high demand of my customers.

My Business

i operate a printing and photocopy business at Ruiru town near Kenyatta University Ruiru Campus.Most of my customers are the university students who have made my business grow at a faster rate since most of the assignments given to them need to be typed and printed. despite the competition, i have tried to maintain quite suffecient number of customers by given them high quality services at a considarable price.i try my best to make sure that my customers are satisfied with the services i offer to them and tr to be friendly to them. i would therefore request the Zidisha members to grant me a $100 loan so that i can expand my business to cater for the high demand.Am ready to abide to the terms and conditions of The Zidisha Organization

Loan Proposal

Hello zidisha, to begin with, i appreciate the financial support i have been getting from this platform. it has made a positive difference in my entrepreneurial world as i have made some few steps towards my success destiny and vision. my business has been doing well due to the loans i have been getting to fund it. i hereby come again to request for another loan of the amount stated above. the purpose of the loan is to purchase some other few computers so as to expand my business and increase my income. i will appreciate the support once again and promise to repay the loan installments on time. thank you in advance to zidisha lenders as you begin funding my loan.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$717.00

Date disbursed

Jan 9, 2015

Repayment status

On Time

Projected term

26 months

Lenders

BM

Benedicte Monroe

Sarasota// Phnom Penh, United States

Zidisha

Sterling, United States

H

HildeK

Rogaland, Norway

D

doinggood

Missoula, United States

X

xdanny89x

Coventry, United Kingdom

M

mastodons

Chicago, United States

P

PaulHwang

Alexandria VA, United States

A

Anna01012

Bucksport, United States

A

Austrian

Graz, Austria

ShelbyDove

Los Angeles, United States

P

PhilACK

Brampton, Canada

E

EnhanceLife

Heber City, United States

T

thomashult

Bromma, Sweden

M

mkfiddler

Santa Barbara, United States

E

elhanan

Columbus, United States

eastcoastcanuck

Fredericton, Canada

W

wogman

Evanston, United States

S

samuk

Nottingham, United Kingdom

saturn4peace

Porterville, United States

S

samiT

Brussels, Belgium

I

Ilona

St Catharines, Canada

marzena2013

Washington DC, United States

S

smilesandlove

mount horeb, United States

OzKiwi

Brisbane, Australia

T

TheBarber

Oro Staion, Canada

J

JKain317

West Seneca, United States

madnomad

San Francisco, CA, United States

C

cczapp

Hilliard, United States

D

dlugi

Krefeld, Germany

D

Dandru

Berkshire, United Kingdom

Levanticus

Epsom, United Kingdom

P

pedromaster88

torra pallavicina, Italy

M

matushek

St Helier, United Kingdom

L

lender

Dubuque, United States

Jalene

Redmond, Oregon, United States

M

Mutualbanking

nyc, United States

A

Aastra

Los Angeles, United States

dtsuji59

Brampton, Canada

E

Eric

San Leandro, United States

J

JonMichael

Winnipeg, Canada

M

Meghan

San Diego, United States

K

Kinger

Dublin, Ireland

S

snizlefoot

Edina, United States

ATrain

Nashville, United States

W

Woodyrocks

London, United Kingdom

V

Va_Ce_Jo

Egham, United Kingdom

A

Atlantia

Brisbane, Australia

southcentral

Zürich, Switzerland

L

loistf

Madrid, Spain

D

Dreamworks

Washington, United States

C

ChrisG

Charlestown, Australia

M

meandus

West Bloomfield, United States

peanut

Halifax, Canada

M

MaxwellStout

Austin, United States

karissa

District of Columbia, United States

W

wildnis

Seattle, United States

K

kofiu

Sydney, Australia

danielytao

Boston, United States

MichelD

Bangkok, Thailand

A

Adembel888

Sydney, Australia

alicemmg

Boston, United States

L

Lotta

Tampere, Finland

S

Sergio

Boise, United States

RoryWitt

San Diego, United States

K

Katehar

Maple Valley, WA, United States

B

BobJames

Toulouse, France

F

Frida

Uppsala, Sweden

Stamfordsusan

Stamford, CT, United States

K

Kaz12

Winnipeg, Canada

J

jwharding

Hamburg, Germany

russelldjs

London, United Kingdom

H

HMS6thGrade

Honolulu, United States

P

pellm

Ashland, United States

T

Tamara

Tacoma, United States

N

NoelC

Chelmsford, United Kingdom

K

katykoo

New York, NY, United States

M

matthewdort

United States

S

seatea1967

Madison, United States

N

nime01

Kongsberg, Norway

N

Nassara1

Evergem, Belgium

B

BlitheTrouper

Denver, United States

D

Dettmann1

Atlanta, United States

J

janharg

Garland, Tx, United States

T

Travelbear

Asheville, United States

C

creightonr

Buffalo, United States

E

eirccharrie

Cupertino, United States

FrederikMatthijs

ghent, Belgium

T

ThomasGermany

Wuppertal, Germany

bryancain

Toluca Lake, United States

O

Oktober

North Kingstown, United States

S

Saryan929

Somerville, United States

Echo

Wellington, New Zealand

U

UmSaeed

Southfield, United States

B

bruceturner1

Arlington, United States

D

Dionne

Pembroke, Bermuda

N

Neutual

Victoria, Canada

M

mwkelley2

Columbus, OH, United States

MPatino01

Somerville, United States

A

amnesiac

Adelaide, Australia

J

josemrus

León, Spain

D

Dave22202

Arlington VA, United States

yorick

Springfield, United States

Alina

Amsterdam, Netherlands

LendingFromGermany

Gießen, Germany

A

Aaron

Zurich, Switzerland

F

FuzzyHat

London, Canada

Z

zblongladder

Somerville, United States

C

Casaderanas

Adelaide, Australia

C

ctran

KY, United States

W

WellingtonPFClass

Columbus, Oh, United States

M

Mooper

Los Angeles, United States

R

rawlo5660

san jose, United States

J.Schindler

Heber, United States

Student

Oulu, Finland

D

djschin

Heber City, United States

worldcitizen

Kutztown, Pa, United States

C

cescotet

Needham, United States

D

Diane

Blue Hill, United States

RandyPetersen1

Colorado Springs, United States

R

Roxyclark

Heber City, United States

ButterfieldFamily

Heber City, United States

J

justincomish

Riverton, United States

D

DearbornJackson

Rockville, United States

H

hivervan

watou, Belgium

Bobrm2k3

Charleston, United States

Evan Lamos

Brussels, Belgium

Kamil

Lidzbark Warminski, Poland

Paul Buchheit

Mountain View, United States

K

kanderson321

Beaverton, United States

Grant Xavier Storer

Seattle, Wa, United States

KM

Kirsty M

United Kingdom

M

Maggie

Australia

Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • James    Jul 3, 2019

    Due that am going through financial constrain I wish to reduce my payments installments

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  • James    Apr 16, 2019

    I have been passing through financial constraint and I kindly request to reduce my payment instalments as requested on the above

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  • James    Mar 1, 2019

    I have been passing a very difficult time in my business and is working on so that is why I have requested to redeuse my weekly instalments but there after am trusting that I will be back to my normal instalments very soon and thanks in advance .

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  • James    Jan 2, 2019

    Please consider this

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  • James    Dec 2, 2018

    I can pay the amount stated above at the monent

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  • James    Oct 16, 2018

    Please consider my request.

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  • James    Sep 2, 2018

    I cannot be able to pay more than 200 KES at the moment.

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  • James    May 12, 2018

    kindly consider my request

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  • James    Apr 9, 2018

    consider my request please

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  • James    Dec 3, 2017

    Unable to pay more than 1000KES

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  • James    Sep 15, 2017

    Thank you

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  • James    Aug 31, 2017

    Thank you for the loan. I will buy cyber cafe machines.

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  • James    Aug 24, 2017

    Hello, I used the previous loan for investment. Thanks

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  • James    Aug 16, 2017

    I can be able to pay that amount comfortably.

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  • James    Mar 31, 2017

    I received the loan and appreciate

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  • James    Mar 17, 2017

    Hello Zidisha lenders, the previous loan that I received from u really made a difference in my business by increasing my income since the capital increased. Thank you so much.

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  • James    Mar 13, 2017

    i can pay that amount

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  • James    Mar 5, 2017

    Hello, i wish to change my loan repayment to the above

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  • James    Apr 10, 2015

    Hello zidisha,i would like to reduce my instalment amount to KES 400. This is due to my decrease in the business income and i also want to maintain my on time rapayment rate. Am therefor comfortable in paying KES 400 without failure or delay. Thank you in advance

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  • James    Jan 5, 2015

    Hello zidisha lenders, am grateful for the support i have been getting from you. my business has really experienced a positive move and this is all as a result of the loan support i have been getting from zidisha. the loan that i have just completed repaying enabled me to add some more machines so as to expand my business. consequently, this resulted to an increase in my profit and i have been repaying the loan without any problem.

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