A shop for my retailing

Juliet

Nsawkaw, Ghana

68% repaid

Entrepreneur

Name

Juliet

Member since

February 2015

On-time repayments

46 installments  •  24%

About Me

MY STORY
My name is Gyan Juliet and a twenty - six year old graduate of the Nsaawkaw State Senior High School. I completed senior High School in 2012 but has not been able to further my education due to financial constraints. I am the ninth form a family of 12 excluding my parents. due to the large family size and also because my parents only engage in subsistence farming, continuing my education has really been a problem. to cater for myself, I engaged in the retail business selling anything that i could lay my hands on from a little capital an uncle helped me raise and so for the past one year i have been selling to keep myself busy and also try to save to further myself through school. it is my dream to become a teacher in future. I sell second hand clothes, rubber buckets and bowls, blankets and many more. i carry rhese products on my head and move from house to house, suburb to suburb and sometimes to other communities especially on thier market days. it is my intention to acquire a shop where i could keep these products and have a stable location where i could be easily located. run aa smalll provsisoion shop i n my vicinity which I am seeking to expand into mini supermarket. i am a very optimistic person , affable and easy to be around with and these qualities have endeared me to many people. I am very entrepreneurial minded and I make the most out of every opportunity that present itself and as such this next step of of acquiring a shop is a great step for me.

My Business

ABOUT MY BUSINESS
I am in the retailing of plastic wares shares as rubber buckets, bowls, plates, etc. i also trade in second hand products especially clothes. i do not have a fixed location point of sale as it is expensive to acquire a shop these days so i hawk around my vicinity and other neighbouring vicinities, suburbs and communities where many people visit during thier market days. demand for plastic products is very high and as such on a day where the market is ful to capacity, i am able to make much profits. something i believe i could make more i had a shop to sell these products. due to financial difficulties arising from the inability to raise loans for expansion, i am not also able to but these goods in large quantities.
despite these challenges, i have however resolved to make the best out of every situation and so i do my best to create a good rapport between myself and my customers. the good customer care that I exhibit at all times has a also been a major factor in the kind and number of customers that i command in my neighborhood . Also the very affordable prices of most of my commodities has also really helped me in enjoying such amount of goodwill.
I would be glad to get this loan to be able to expand and grow my business. I promise to execute and respect the rules and regulation of this noble institution.
Thank you.

Loan Proposal

MY LOAN PROPOSAL
My retailing products has affordable prices and coupled with my good customer care system in place that ensures that customers will always go and come back. This has necessitated that I expand and also bring in more products and commodities to cater for the very many increasing customers.
I have been struggling to get loan to push this business up for about a year now and this loan if granted will be godsend to help me achieve this. Since I have been doing this for the past one year, I have gained much experience to realize when to expand or bring in what commodity and this is one of those times where I think that a loan from Zidisha will help increase my profits through expansion.

I have been able to raise to save a little, but now what is left with I s just a bit which will be well covered by this loan. Kindly consider lending me this loan as it will go a long way into helping me achieve my lifelong dream. Am grateful to be part of this organization and I promise to abide by all the rules and regulations.
Thank you.
I currently live at menaso, a suburb within the Nsawakw community in the tain district of the Brong Ahafo region of Ghana. Whenever you are in menaso, jusk ask of the Ankobeahene house, which is just a few meters behind the St. Anthony Catholic Cathedral Church.
Thank you.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Feb 19, 2015

Repayment status

Late

Projected term

11 months

Lenders

investor

Candiac, Canada

P

Philippe

Adliswil, Switzerland

DeanDropshot

Oslo, Norway

Pere

Barcelona, Spain

F

Frenchie

Johannesburg, United Arab Emirates

mojobob

Hayward, United States

E

elourenco

Porto, Portugal

B

BobHope

United States

pvilliger

Zurich, Switzerland

D

drorm

United States

S

SimonAngus

South Africa

A

allie105

United States

K

Karpet

Faroe Islands

mepster

San Francisco, Ca, United States

S

snowtigeress

United States

A

adamdreaming

United States

KM

Kirsty M

United Kingdom

Fabian Linzberger

Vienna, Austria

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Juliet a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Emmanuel    Sep 8, 2015

    Dear Lenders, I am still trying to reach Juliet but anytime I tried to call her, she cannot be reached. I am doing all things possible to get her start with her repayment. Thank you.

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  • Juliet    Jul 22, 2015

    i am not able to pay my weekly installment as market didnt go the way i wanted it and hence the need to reduce.

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  • Emmanuel    Jul 11, 2015

    Dear Lender, sorry it has been a long time since I updated you on Juliet loan repayment. I have tried ever since she defaulted in her loan repayment. Her phone has always been off. I am doing everything I can to get her and will update you immediately I reach her. Thank you.

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  • Juliet    Apr 25, 2015

    due to some unforseen circumstances, business has not been that good and hence my inability to pay my installments. i would therefore by glad to reduce so i that could keep up wit my installments until such a time i could increase

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  • Juliet    Mar 10, 2015

    with my last loan I have been able to make a deposit with an electric welder to construct a container to be used as a shop for my business. I have also been able to cater for my family in my own small way through loan raised. thank you.

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  • Juliet    Feb 20, 2015

    I was supposed to have received 335 cedis but I had only 235 cedis and I don't understand or did I miss something?

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  • Juliet    Feb 20, 2015

    I am most grateful to zidisha and my funders for this wonderful oportunity

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